# FV Bank

FV Bank is an other based in San Juan, United States.

## Overview

- **Organization type:** other
- **Headquarters:** San Juan, United States
- **Region:** North America
- **Address:** San Juan, Puerto Rico, United States
- **Assets under management:** Undisclosed
- **Website:** fvbank.us
- **LinkedIn:** https://www.linkedin.com/company/fv-bank

## Regulatory record

- **Reports private funds:** No

## About

FV Bank is a U.S. licensed bank and digital asset custodian offering seamless banking, payments, custody, and Visa cards to global businesses.

## Sectors

- Digital Assets
- FinTech
- Enterprise Software

## People

- Balasubramanian — Head of Core Banking and Cards

## Questions

### What is FV Bank's regulatory status?

FV Bank is licensed and regulated by the Puerto Rico Office of the Commissioner of Financial Institutions (OCIF). It holds both a banking license and a trust license, which allows it to accept deposits and provide regulated digital asset custody. The bank also states it is SOC 1 Type 2, SOC 2 Type 2, and ISO 27001 certified.

### How does FV Bank combine traditional banking and digital assets?

The bank provides a single platform where business and individual clients can hold both USD deposits and digital assets in the same account. Customers can settle crypto trades directly to fiat, use stablecoins like USDC and PYUSD for deposits, and access 24/7 intrabank transfers that settle between FV Bank accounts instantly. Fiat transactions and card issuance run alongside its qualified crypto custody service.

### Who does FV Bank primarily serve?

Its stated target clients are small and medium enterprises, fintech companies, and blockchain businesses, both in the US and internationally. The product set — APIs, virtual accounts, stablecoin rails, and Visa principal membership — is structured to serve operating businesses and fintech platforms that need programmable banking infrastructure alongside digital asset access.

### Is FV Bank a principal member of Visa, and what does that enable?

Yes. FV Bank is a Visa Principal Member, allowing it to issue Visa credit and debit cards directly to its customers. The cards are available to both domestic and international businesses and individuals, enabling spending against fiat or digital asset balances held in FV Bank accounts.

### What is FV Bank's digital asset custody setup?

FV Bank offers qualified digital asset custody under its Puerto Rico trust license. The custody infrastructure is built in partnership with Fireblocks, and the service supports institutional-grade storage with seamless settlement into the bank's fiat rails. Stablecoin integrations include USDC via Circle and PYUSD via PayPal.

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Last updated: 2026-06-03T20:00:00.000Z

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