Granite State Retirement Planning

Granite State Retirement Planning

Granite State Retirement Planning was established in 2006 in Bedford, New Hampshire. The firm was built as a fee-only registered investment advisor, serving individuals, high-net-worth families, and various organizations. Its core offering combines financial planning with discretionary portfolio management and pension consulting services, positioning it as a local wealth manager rather than a multi-family office or institutional allocator. The firm provides investment advisory services across traditional asset classes, including equities, fixed income, and mutual fund portfolios. Its documented service lines include retirement income planning and pension consulting for organizational clients, suggesting a dual-track practice catering to both individual retirees and small business retirement plans. Geographic concentration remains New England, with the firm's footprint centered on New Hampshire and the greater Boston corridor. Granite State Retirement Planning operates as a boutique practice — a common profile for independent RIAs in secondary New England markets. The firm does not publicly disclose total assets under management, fund structures, or named portfolio positions. No adjacent vehicles, philanthropic foundations, or club memberships have been documented in public records. In the absence of recent announcements, the firm's current operational posture is inferred from its regulatory disclosures and service descriptions. Structurally, the firm's RIA registration distinguishes it from commission-based financial advisors. This fiduciary structure legally requires Granite State to place client interests first in investment decisions — a differentiator from broker-dealer competitors in the same geographic market. The firm's 2006 founding places it among the earlier waves of independent RIAs in the region, predating the post-2008 shift toward fiduciary models.