# Granite State Retirement Planning

Granite State Retirement Planning is a RIA based in Bedford, United States.

## Overview

- **Organization type:** RIA
- **Headquarters:** Bedford, United States
- **Region:** North America
- **Address:** Bedford, NH, United States
- **Founded:** 2006
- **Assets under management:** Undisclosed
- **Website:** gsrpnh.com
- **LinkedIn:** https://www.linkedin.com/company/gsrpnh

## Regulatory record

- **CRD number:** 141899
- **SEC file number:** 801-123509
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/141899

## About

Granite State Retirement Planning was established in 2006 in Bedford, New Hampshire. The firm was built as a fee-only registered investment advisor, serving individuals, high-net-worth families, and various organizations. Its core offering combines financial planning with discretionary portfolio management and pension consulting services, positioning it as a local wealth manager rather than a multi-family office or institutional allocator. The firm provides investment advisory services across traditional asset classes, including equities, fixed income, and mutual fund portfolios. Geographic concentration remains New England, with the firm's footprint centered on New Hampshire and the greater Boston corridor. Granite State Retirement Planning operates as a boutique practice — a common profile for independent RIAs in secondary New England markets. The firm does not publicly disclose total assets under management, fund structures, or named portfolio positions. No adjacent vehicles, philanthropic foundations, or club memberships have been documented in public records. In the absence of recent announcements, the firm's current operational posture is inferred from its regulatory disclosures and service descriptions. Structurally, the firm's RIA registration distinguishes it from commission-based financial advisors. This fiduciary structure legally requires Granite State to place client interests first in investment decisions — a differentiator from broker-dealer competitors in the same geographic market. The firm's 2006 founding places it among the earlier waves of independent RIAs in the region, predating the post-2008 shift toward fiduciary models.

## Questions

### Does Granite State Retirement Planning act as a fiduciary?

Yes. As a registered investment advisor regulated by the SEC or state securities authorities, the firm is bound by a fiduciary duty requiring it to place client interests ahead of its own. This differs from broker-dealer arrangements, where the suitability standard applies instead. The RIA structure is a core component of the firm's client-value proposition.

### Is Granite State Retirement Planning affiliated with any bank or brokerage?

Current public records do not indicate an affiliation with a bank or brokerage firm. The firm operates as an independent RIA headquartered in Bedford, New Hampshire. Its specific custodian relationships — the financial institutions that hold client assets — are disclosed in the firm's Form ADV filings available through the SEC's Investment Adviser Public Disclosure database.

### How does Granite State Retirement Planning manage client portfolios?

The firm provides discretionary portfolio management, meaning it has authority to make investment decisions on behalf of clients within agreed-upon parameters. Services also include financial planning and pension consulting. The specific investment approach — active versus passive, individual securities versus funds — is detailed in the firm's advisory client brochure (Form ADV Part 2).

## Related profiles

- [Granite Rose Wealth Alliance](https://altss.com/profile/granite-rose-wealth-alliance)
- [Granite Value Capital](https://altss.com/profile/granite-value-capital)

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Last updated: 2026-08-11T02:43:31.692Z

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