# GreenStone Farm Credit Services GreenStone Farm Credit Services is a Bank / Wealth / Trust based in East Lansing, United States. ## Overview - **Organization type:** Bank / Wealth / Trust - **Headquarters:** East Lansing, United States - **Region:** North America - **Address:** East Lansing, MI, United States - **Founded:** 1917 - **Assets under management:** Undisclosed - **Website:** greenstonefcs.com - **LinkedIn:** https://www.linkedin.com/company/greenstone-farm-credit-services ## Regulatory record - **Reports private funds:** No ## About GreenStone Farm Credit Services, based in East Lansing, Michigan, is Michigan and northeast Wisconsin’s largest agricultural lender and the country’s seventh largest association in the Farm Credit System. A member-owned cooperative, GreenStone owns and manages over $16 billion in assets and serves 29,000 members with locations in Michigan and northeast Wisconsin. GreenStone provides financial services to the agricultural industry - including short, intermediate and long-term loans, equipment and building leases, life insurance, crop insurance, accounting, tax, and appraisal services. GreenStone also specializes in residential and country home loans, and provides lending products for the purchase, improvement, construction or refinance of residences along with financing future home sites and recreational land. ## Sectors - AgriTech & FoodTech - Real Estate - Private Credit - Infrastructure ## People - Travis Jones — President and CEO ## Questions ### Is GreenStone a bank? No. GreenStone is a member-owned cooperative and a direct lending institution within the federally chartered Farm Credit System. It does not take deposits. Instead, it funds loans by selling system-wide bonds through AgFirst Farm Credit Bank into institutional debt markets. Borrowing members are also voting shareholders who elect the board. ### How does GreenStone source its capital? GreenStone obtains its lendable capital through the Farm Credit System's funding arm, AgFirst Farm Credit Bank, which consolidates assets from regional cooperatives and issues highly rated bonds to institutional investors. This gives GreenStone stable pricing independent of local deposit bases. ### What types of loans does GreenStone specialize in? The cooperative focuses on three major categories: farm real estate mortgages, agricultural operating loans, and rural residential financing. Its territory covers dairy, row crops, fruit orchards, and timber — so underwriting expertise spans seasonal lines of credit, long-term land acquisitions, and equipment leasing. ### Where does GreenStone operate geographically? GreenStone's federal charter covers 36 counties in Michigan and 12 counties in northeast Wisconsin. This territory includes Michigan's Thumb and Saginaw Valley regions, the Traverse City fruit belt, and Wisconsin dairy-dense counties near Green Bay and the Door Peninsula. ### Does GreenStone return profits to its customers? Yes, through a patronage-dividend program. When GreenStone's net earnings exceed capital-retention requirements, the board authorizes cash returns to member-borrowers in proportion to the interest income the cooperative earned from each borrower. This effectively lowers each member's cost of credit. ### Is GreenStone part of the US government? It is a private cooperative, not a government agency, but it operates under a federal charter and is regulated by the Farm Credit Administration. The Farm Credit System was created by Congress in 1916 and enjoys certain tax and funding advantages, including exempt status on its bonds, in exchange for a permanent mandate to serve agricultural and rural borrowers. ## Related profiles - [Greenspun Family Foundation](https://altss.com/profile/greenspun-family-foundation) - [GreenUp Street Wealth Management](https://altss.com/profile/greenup-street-wealth-management) --- Last updated: 2026-06-03T20:00:00.000Z Canonical page: https://altss.com/profile/greenstone-farm-credit-services Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology