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Guaranteed Rate

Guaranteed Rate is a nonbank mortgage lender based in Chicago, originating $30.3B in residential loans in 2025 via 4,000 agents nationwide.

Guaranteed Rate

Explore mortgage rates, home loan options & get personalized financing guidance. Rate.com helps you buy, refinance, use home equity & plan with confidence.

Website
rate.com

General information

Firm type

other

Year founded

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Chicago

Corporate office

Chicago, IL, United States

Additional offices

Washington, D.C., United States · Boca Raton, FL, United States

Sector focus

Real Estate

Frequently asked questions

What type of entity is Guaranteed Rate?

Guaranteed Rate is a nonbank mortgage lender, not a family office, asset manager, or investment firm. It originates residential real estate loans for homeowners and homebuyers across the United States.

How does Guaranteed Rate generate revenue?

The firm originates residential mortgages and earns fees and interest from loan origination, servicing, and sale to secondary markets. It does not attract external investment capital or manage assets as an allocator.

Does Guaranteed Rate operate as a single-family office?

No. Guaranteed Rate is a mortgage lending company, not a family office. It does not manage family wealth, deploy capital in private investments, or operate with a principal investment mandate.

What is Guaranteed Rate's geographic footprint?

Headquartered in Chicago, Guaranteed Rate has offices in Washington, D.C., and Boca Raton, Florida, and serves borrowers nationwide through a network of 4,000 agents.

Does Guaranteed Rate publish its financial statements or capital sources?

No. The firm does not publicly disclose its ownership structure, funding sources, or balance sheet. Its 2025 origination volume of $30.3B is reported on its website.

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