# Halter Ferguson Financial

Halter Ferguson Financial is a Bank / Wealth / Trust based in Carmel, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Carmel, United States
- **Region:** North America
- **Address:** Carmel, IN, United States
- **Founded:** 1986
- **Assets under management:** Undisclosed
- **Website:** www.hffinancial.com
- **LinkedIn:** https://www.linkedin.com/company/halter-ferguson-financial-inc

## Regulatory record

- **CRD number:** 109563
- **SEC file number:** 801-57288
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-05-11T05:00:00.000Z
- **Reports private funds:** Yes
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/109563

## About

Halter Ferguson Financial was founded in 1986 as a registered investment adviser headquartered in Carmel, Indiana, north of Indianapolis. It operates as an independent wealth manager serving individuals, families, and small businesses, with John Guy serving as President and Chief Compliance Officer. The firm's four decades in a single location reflect a durable commitment to a specific local client base rather than geographic expansion. The firm provides asset management, financial planning, and portfolio management services. The firm operates as a fee-based fiduciary adviser, a structural commitment that separates its incentives from commission-driven brokerage models. Details on AUM, team size, and explicit asset-class allocations are not publicly disclosed. The firm has not pursued the institutional marketing profile common among larger RIAs targeting ultra-high-net-worth clients, and its online presence is minimal. This low-key operating style is consistent with a practice built on multi-generational client relationships and local referrals rather than national brand-building. The most notable structural element is longevity under consistent leadership. John Guy has led the firm since its launch, providing continuity that is uncommon among independent advisers.

## People

- John Guy — President and Chief Compliance Officer

## Questions

### Is Halter Ferguson Financial a fiduciary?

Yes, Halter Ferguson Financial operates as a registered investment adviser (RIA), which carries a legal fiduciary duty to act in the best interest of its clients under the Investment Advisers Act of 1940. The firm's own ADV filing and website confirm this posture. As an RIA, it is required to disclose conflicts of interest and cannot earn commissions on securities transactions without explicit client consent, a structural difference from broker-dealers operating under the suitability standard.

### What types of clients does Halter Ferguson Financial serve?

The firm serves individuals, families, and small businesses, predominantly in the Indianapolis metro area and broader central Indiana. Its client base reflects a Main Street wealth management practice rather than an ultra-high-net-worth or institutional focus. The firm does not publicly market to endowments, foundations, or pension funds, and its service model — combining financial planning with discretionary asset management — targets clients who need integrated advice rather than single-transaction brokerage.

### Who makes investment decisions at Halter Ferguson Financial?

John Guy, as President and Chief Compliance Officer, is the key decision-maker and has led the firm since its founding in 1986. The firm's small scale and single-office structure imply a centralized investment process rather than a committee-driven model. No additional investment committee members, portfolio managers, or external sub-adviser relationships are publicly disclosed.

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Last updated: 2026-08-11T02:43:31.692Z

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