# Harfst and Associates

Harfst and Associates is a Bank / Wealth / Trust based in Sheridan, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Sheridan, United States
- **Region:** North America
- **Address:** Ashland, OR, United States
- **Founded:** 2007
- **Assets under management:** Undisclosed
- **Website:** harfstandassociates.com
- **LinkedIn:** https://www.linkedin.com/company/harfst-and-associates-inc

## Regulatory record

- **CRD number:** 145090
- **SEC file number:** 801-71661
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/145090

## About

Gary Harfst established Harfst and Associates in 2007, creating an independent registered investment advisory practice in Ashland, Oregon. The firm operates as a fiduciary advisor, a posture that distinguishes it from the brokerage and bank-affiliated wealth management channels prevalent in the region. Harfst and Associates provides investment advisory services including wealth management, institutional management, and pension consulting. The firm's investment approach centers on constructing diversified portfolios tailored to individual client objectives, with a particular focus on risk-adjusted returns and long-term capital preservation. The practice addresses the needs of a deliberately broad client base — individuals, pension plans, trusts, and business entities — indicative of a generalist advisory mandate rather than a single-strategy shop. Operating from a single office in Southern Oregon, Harfst and Associates remains a lean, founder-led enterprise. The absence of additional offices or publicly named investment principals beyond the founder points to a practice built on direct principal-to-client relationships — a hallmark of fiduciary RIAs serving concentrated regional clienteles. No adjacent vehicles such as philanthropic foundations or real-asset arms are disclosed, reinforcing the characterization of a focused wealth advisory practice rather than a multi-entity financial conglomerate. Harfst and Associates' structural differentiator lies in its independence and fiduciary posture. As an RIA in a secondary market, the firm competes with national wirehouses and bank trust departments by offering a conflict-minimized advisory model where the advisor's duty runs exclusively to the client — a governance architecture that many wealthy families find preferable to transaction-driven brokerage relationships.

## Questions

### Is Harfst and Associates structured as a fiduciary?

Yes. As a registered investment advisor, Harfst and Associates operates under a fiduciary standard, meaning it is legally obligated to put client interests ahead of its own — a distinction from broker-dealers who are held to a suitability standard.

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Last updated: 2026-08-11T02:43:31.692Z

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