# Harley Davidson Post-retirement Healthcare Plan

Harley Davidson Post-retirement Healthcare Plan is a Pension Fund based in Milwaukee, United States.

## Overview

- **Organization type:** Pension Fund
- **Headquarters:** Milwaukee, United States
- **Region:** North America
- **Address:** Milwaukee, WI, United States
- **Assets under management:** Undisclosed
- **Website:** harley-davidson.com

## Regulatory record

- **Reports private funds:** No

## About

The plan was established as a defined-benefit obligation for Harley-Davidson's retired workforce, structured under the Employee Retirement Income Security Act of 1974, offering post-retirement medical benefits to eligible former employees. Harley-Davidson, Inc., the iconic Milwaukee-based motorcycle manufacturer, sponsors the plan, with Chairman Jochen Zeitz serving as the ultimate corporate officer responsible for its oversight. A Retirement Plans Committee administers day-to-day governance, which includes setting actuarial assumptions and reviewing investment policy. The investment posture is conservative and liability-driven, constructed to match long-dated healthcare inflation and retiree longevity risk. The portfolio includes direct investments in a diversified US commercial real estate portfolio, providing a partial inflation hedge against medical cost trends. A related plan, the Harley-Davidson Retiree Insurance Allowance Plan, covers a separate executive cohort and represents a parallel co-funding vehicle, according to the firm's public record. All assets are deployed domestically, concentrated in the United States with a focus on income-generating real property. The plan is managed by a small administrative team within Harley-Davidson's corporate treasury and human resources functions, with no separately disclosed professional count. Its investment committee operates without a publicly disclosed allocator head, consistent with many mid-cap corporate pension plans. The adjacent enthusiast organizations, Harley Owners Group and the Buell Riders Adventure Group, maintain no structural link to the plan's investment decisions — they are purely cultural appendages of the sponsor. What structurally distinguishes this entity is its near-exclusive focus on a single, frozen block of legacy liabilities. Unlike a typical corporate pension fund that blends retiree medical with defined-benefit pension assets, this plan carves out only the healthcare obligation — making its duration profile uniquely sensitive to healthcare-specific actuarial assumptions rather than general interest-rate cycles.

## Sectors

- Real Estate
- Healthcare Services

## People

- Jochen Zeitz — Chairman, President, and CEO, Harley-Davidson, Inc.
- Retirement Plans Committee — Plan Administrator

## Questions

### Is the Harley-Davidson Post-retirement Healthcare Plan open to new participants?

No. Like most US corporate post-retirement medical plans, it is almost certainly closed to new entrants and exists to fund legacy obligations for a frozen cohort of retirees. The plan is governed under ERISA and administered by a Retirement Plans Committee within Harley-Davidson's corporate structure.

### How is this plan related to the Harley-Davidson Retiree Insurance Allowance Plan?

Both are post-retirement benefit plans sponsored by Harley-Davidson, Inc. The Retiree Insurance Allowance Plan covers a separate executive cohort, while the broader Post-retirement Healthcare Plan covers the general eligible retiree population. The two plans share the same corporate sponsor.

### Does Harley-Davidson fund the plan through company contributions?

Yes. As the plan sponsor, Harley-Davidson, Inc. is responsible for making contributions to maintain the plan's funded status, as determined by actuarial valuations. Specific contribution figures are not publicly disclosed at the plan level separate from Harley-Davidson's consolidated financial statements.

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- [Harel Pension & Provident Fund](https://altss.com/profile/harel-pension-provident-fund)
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Last updated: 2026-06-03T20:00:00.000Z

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