# Heritage Insurance Holdings

Heritage Insurance Holdings is an Insurance based in Clearwater, United States.

## Overview

- **Organization type:** Insurance
- **Headquarters:** Clearwater, United States
- **Region:** North America
- **Address:** Clearwater, FL, United States
- **Assets under management:** Undisclosed
- **Website:** investors.heritagepci.com
- **LinkedIn:** https://www.linkedin.com/company/heritage-property-

## Regulatory record

- **Reports private funds:** No

## About

Heritage Insurance Holdings is a property and casualty insurance holding company. It offers personal and commercial residential insurance products, including homeowners insurance, condo insurance, and commercial residential property insurance. The company is based in Clearwater, Florida.

## Sectors

- Insurance
- Property & Casualty
- Real Estate

## Questions

### How does Heritage Insurance generate revenue?

Heritage generates revenue primarily through premiums on property and casualty insurance policies, including homeowners, condo, dwelling fire, equipment coverage, and commercial residential lines. These are distributed through a network of independent agents, primarily in Florida and the Southeast.

### What is Heritage's dividend or share buyback policy?

Heritage does not publicly disclose a fixed dividend or buyback policy on its investor relations site. Shareholders are directed to the firm's SEC filings and quarterly results for current capital allocation decisions.

### Who are Heritage's direct competitors?

Heritage competes with other super-regional and national property and casualty insurers such as Citizens Property Insurance, State Farm, Allstate, and smaller Florida-focused carriers. Its specific niche is independent-agent-distributed policies in hurricane-affected states.

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Last updated: 2026-06-03T20:00:00.000Z

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