# Incode Technologies

Incode Technologies is an Asset Manager based in San Francisco, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** San Francisco, United States
- **Region:** North America
- **Address:** 101 Mission St, Suite 900, San Francisco, CA 94105, United States
- **Founded:** 2015
- **Assets under management:** Undisclosed
- **Website:** incode.com
- **LinkedIn:** https://www.linkedin.com/company/incode-technologies

## Regulatory record

- **Reports private funds:** No

## About

AI-powered identity verification and fraud prevention for the world’s leading companies. Secure onboarding, authentication, and KYC compliance.

## Sectors

- Enterprise Software
- AI/ML
- Cybersecurity
- FinTech
- RegTech

## Offices

- New York, United States
- Belgrade, Serbia
- Mexico City, Mexico
- Madrid, Spain
- London, United Kingdom
- Bogotá, Colombia
- Tel Aviv, Israel
- Barcelona, Spain

## People

- Ricardo Amper — Founder & CEO
- Jovan Jovanovic — Chief Technology Officer
- Alex Golunov — Head of AI
- Roman Karachinsky — Chief Product Officer
- Jesse Franklin — Chief Financial Officer
- Jose Baltazar — Chief Business Operations Officer, Head of North America

## Questions

### Who runs investment decisions at Incode Technologies?

Incode is a venture-backed private operating company, not a family office or fund manager. Corporate governance and capital-allocation decisions sit with Founder & CEO Ricardo Amper and the executive team, with oversight from its financial backers. The firm raised a Series B that gave it a $1.25 billion valuation in 2021, but the identities of its institutional investors are not publicly detailed on the firm's website.

### Is Incode a financial services firm or a technology company?

Incode is a technology company that sells AI-powered identity-verification and anti-fraud software to financial institutions and large enterprises. It does not manage third-party capital nor deploy a balance sheet as an investment vehicle. The confusion arises because its core customers — Citi, Equifax, Experian, Banco Dondé — are heavily regulated financial firms.

### Which sectors does Incode’s product serve?

Its platform targets financial services, banking, fintech, insurance and any enterprise that must perform KYC/AML compliance or high-assurance identity verification at scale. The firm's website also highlights a newer practice called Agentic Trust, designed to authenticate autonomous AI agents — a signal that it is expanding into software infrastructure for the AI economy.

### How does Incode source its AI training data?

Incode builds its models on an internal data network the firm says includes more than 400 million identity profiles and processes over 4.1 billion identity checks annually. This closed-loop data advantage — biometric and document signals collected across its global customer base — is the main differentiator the firm claims enables it to stay ahead of deepfake and synthetic-identity fraud.

### What is Incode’s posture on data privacy and biometric storage?

Incode states that its technology is designed so that sensitive biometric data is processed without being stored on customer-owned infrastructure, a model intended to simplify global compliance obligations for banks and fintechs. The firm also holds iBeta Level 1 and Level 2 certifications for passive liveness detection, which independently confirm that its software resists sophisticated presentation attacks.

### How is Incode related to AuthenticID?

Incode acquired AuthenticID in 2024. AuthenticID adds complementary biometric and document-authentication technology and strengthened Incode's sales footprint in North America. The two brands continue as part of a single Incode product suite.

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- [Realworld](https://altss.com/profile/realworld)
- [M1xchange](https://altss.com/profile/m1xchange)

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Last updated: 2026-06-03T20:00:00.000Z

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