# Insulators Local No. 96 Pension Fund

Insulators Local No. 96 Pension Fund is a Pension Fund based in Goodlettsville, United States.

## Overview

- **Organization type:** Pension Fund
- **Headquarters:** Goodlettsville, United States
- **Region:** North America
- **Address:** Goodlettsville, TN, United States
- **Assets under management:** <$25M (Altss estimate)
- **LinkedIn:** https://www.linkedin.com/company/insulators-local-no.-96-pension-fund

## Regulatory record

- **Reports private funds:** No

## About

Insulators Local No. 96 Pension Fund operates as a Taft-Hartley multiemployer defined-benefit plan, pooling contributions from signatory contractors who employ members of Local 96 — the Nashville-area chapter of the International Association of Heat and Frost Insulators and Allied Workers. The plan is administered by Southern Benefit Administrators, Incorporated, a third-party firm common among regional building-trades pension plans in the Southeast. Because the plan's last known federal certification placed it in endangered status as of March 31, 2016, it operates under a rehabilitation schedule that constrains its risk budget and mandates specific contribution benchmarks to improve its funded ratio. The plan's investment posture is heavily circumscribed by its endangered classification under the Pension Protection Act. There is no public evidence of allocations to alternatives, private credit, venture capital, or real assets. The fund's geographic focus is exclusively domestic, matching the footprint of the contributing contractors who serve industrial, commercial, and mechanical projects concentrated in the greater Nashville metropolitan area and parts of Kentucky. No specific portfolio holdings or investment managers have been disclosed. Scale is modest: the fund serves a small, trade-specific participant base concentrated in one local union jurisdiction. The endangered filing itself implies a participant-to-liability ratio that points to an asset base well under $25 million, typical for single-local building-trades pension plans in remedial status. There is no evidence of an affiliated philanthropic foundation, co-investment vehicle, or club membership. What distinguishes this fund from generic small pension plans is its endangered legal designation: the 2016 certification effectively froze the plan's investment posture into a mandatory recovery framework governed by ERISA and the Pension Protection Act. Until the funded percentage crosses the statutory threshold for exiting endangered status, the trustees' fiduciary latitude remains narrow. For an institutional allocator, the operational story is not strategy but regulatory posture — the fund is a constrained buyer of conservative fixed-income products, not a discretionary institutional investor.

## Related profiles

- [Insular Life](https://altss.com/profile/insular-life)
- [Insung Savings Bank](https://altss.com/profile/insung-savings-bank)

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Last updated: 2026-08-11T02:43:31.692Z

Canonical page: https://altss.com/profile/insulators-local-no-96-pension-fund

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