# InsurTech Gateway

InsurTech Gateway is a Private Equity based in London, United Kingdom.

## Overview

- **Organization type:** Private Equity
- **Headquarters:** London, United Kingdom
- **Region:** Europe
- **Address:** London, United Kingdom
- **Founded:** 2016
- **Assets under management:** Undisclosed
- **Website:** www.insurtechgateway.com
- **LinkedIn:** https://linkedin.com/company/insurtech-gateway

## Regulatory record

- **Reports private funds:** No

## About

Insurtech Gateway are specialist insurtech investors with deep knowledge of insurance, venture building and regulation. As active investors they provide hands-on support through authorised incubators and an angel network to validate ideas, and invest from institutional funds to fuel growth. They partner with exceptional Pre-Seed and Seed-stage founding teams to build businesses alongside insurers, brokers, regulators and investors.

## Sectors

- InsurTech
- FinTech

## People

- Stephen Brittain — Co-Founder
- Robert Lumley — Co-Founder
- Richard Chattock — Co-Founder

## Questions

### How does InsurTech Gateway structure its investments to overcome FCA authorization delays?

The firm owns and operates a regulated insurance vehicle separate from its fund. Portfolio companies plug into that vehicle — a fronting carrier with existing compliance and capacity — which allows founders to underwrite live premiums while their own FCA application runs in parallel. This shared infrastructure is the firm's central differentiator.

### Who makes investment decisions at InsurTech Gateway?

The founding team of Stephen Brittain, Robert Lumley and Richard Chattock runs the investment committee. Each co-founder brings operational experience from insurance carriers or technology startups; the firm's public materials emphasize their frontline industry credibility over a traditional venture-capital partner-track background.

### What stage does InsurTech Gateway target?

InsurTech Gateway focuses on pre-seed and seed stages, deploying initial checks of £250,000–£500,000, with follow-on capacity into Series A. The firm's logic is that the regulatory hurdle is steepest pre-authorization, so it concentrates capital and operating support at that earliest inflection point.

### Which insurtech lines does the Gateway invest across?

Property & casualty, life, health and specialty insurance lines — broad by insurtech standards but always within a regulated underwriting framework. The firm does not invest in adjacent fintech unless it involves a risk-transfer product requiring authorization.

### How did By Miles fit InsurTech Gateway's model?

By Miles was a UK-based pay-per-mile motor insurance startup. InsurTech Gateway provided the regulated fronting arrangement that allowed By Miles to sell policies from launch, rather than waiting for its own authorization. By Miles' 2024 exit to Direct Line Group is the firm's most visible realized outcome.

## Related profiles

- [InsurTech Fund](https://altss.com/profile/insurtech-fund)
- [Insurtech Israel](https://altss.com/profile/insurtech-israel)

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Last updated: 2026-08-11T15:07:05.535Z

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