Inter-Americas Insurance Corporation

Vice President of Investments Jeremy L. Horn manages the investment portfolio, with oversight from President and CEO Ronald K. Hawkins. The firm operates as a closely held family insurer, so ultimate investment authority rests with Hawkins and the board, which includes the founder's widow Norma J. Hawkins as a director and owner. No external investment committee or third-party advisor is disclosed in public records.

The firm's capital base is insurance policyholder premiums — specifically property and casualty premiums written in Central American markets. Founder R. Kell Hawkins built the business from 1974 onward, accumulating policyholder surplus over decades of underwriting. The Hawkins Family Partnership, L.P. is the ultimate holding entity for the family's insurance interests, and no outside institutional investors are involved.

It is regulated as an insurance company, not a family office. However, the firm's investment portfolio — including a direct commercial mortgage loan book and real estate assets — functions similarly to how a single-family office might manage long-term capital. The Hawkins Family Partnership, L.P. provides a holding-company structure that separates insurance operations from family wealth. Public records also identify a corporate aircraft and fleet, alongside The Hawkins Family Philanthropy.

Public records confirm at least three asset classes: commercial mortgage lending through a dedicated loan portfolio, direct real estate equity (the corporate headquarters in Goddard, Kansas), and traditional insurance general-account assets — predominantly fixed-income securities per NAIC regulatory norms. The mortgage portfolio likely concentrates on U.S. commercial properties. No public equity or alternative investment holdings are disclosed.

The firm participates actively in NAIC through its regulated insurance subsidiaries. This is standard practice for U.S.-domiciled carriers and subjects Inter-Americas to NAIC risk-based capital standards, which in turn constrain investment-portfolio composition. The NAIC affiliation does not denote any special regulatory status beyond ordinary participation.