# International Money Matters

International Money Matters is an Asset Manager based in New Delhi, India.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** New Delhi, India
- **Region:** Asia
- **Address:** New Delhi, India
- **Founded:** 2001
- **Assets under management:** $1B – $5B (Altss estimate)
- **Website:** immpl.com
- **LinkedIn:** https://www.linkedin.com/company/international-money-matter-pvt-ltd

## Regulatory record

- **CRD number:** 329433
- **SEC file number:** 801-131875
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/329433

## About

International Money Matters Pvt Ltd is a SEC-registered investment adviser in Bangalore, Karnataka, since 2025. The firm manages approximately $312 million in regulatory assets. It has 54 employees and 21 investment advisers.

## Sectors

- Personal Finance
- Wealth Management

## Offices

- Bengaluru, India
- Mumbai, India

## People

- Lovaii Navlakhi — Founder & Managing Director
- Ranjani S. — Chief Executive Officer

## Questions

### Who runs investment decisions at International Money Matters?

Each client portfolio is managed by a dedicated financial planner following the firm's central goals-based framework led by Founder & Managing Director Lovaii Navlakhi. Day-to-day management was transitioned to CEO Ranjani S. in 2018. Investment committees assess product suitability, but final discretion rests with the individual planner and client mandate.

### How is International Money Matters compensated, and does it accept commissions?

IMM operates a fee-only model with a fixed annual retainer for financial planning. It does not accept commissions, trail fees, brokerage rebates, or referral payments from product manufacturers. Revenue is entirely client-paid, which is structurally distinct from most Indian wealth management firms.

### Does International Money Matters manage pooled funds or in-house investment products?

No. IMM does not manage any pooled vehicles, portfolio management schemes, or proprietary investment products. It advises on third-party direct equities, mutual funds, fixed-income instruments, and insurance policies, and it provides real estate advisory without selling or managing real estate assets itself.

### What client segments does International Money Matters primarily serve?

The firm's 2,000-plus client families are predominantly senior corporate executives, entrepreneurs, professionals, and non-resident Indians. Many clients come through professional referrals within the chartered accountant and corporate finance community, reflecting IMM's founder's own background as a CFO.

### How is International Money Matters different from bank-owned wealth managers in India?

Unlike bank-owned or distributor-aligned wealth managers, IMM earns no revenue from product providers, which removes the incentive to recommend higher-commission products. The firm's planning-first approach means portfolios are constructed around client goals and cash-flow analysis, not around which products generate the highest distribution yield.

### What is International Money Matters' regulatory status in India?

IMM is registered with the Securities and Exchange Board of India as a Registered Investment Adviser, a status that requires it to act as a fiduciary and prohibits product-linked compensation. It complies with SEBI's RIA regulations, which mandate segregation of advisory and distribution activities.

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- [Atlantic Union Municipal Advisors](https://altss.com/profile/atlantic-union-municipal-advisors-inc)
- [Convergence Wealth Partners](https://altss.com/profile/convergence-wealth-partners-llc)

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/international-money-matters-pvt-ltd

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