# InterRisk Insurance

InterRisk Insurance is an Insurance based in Wiesbaden, Germany.

## Overview

- **Organization type:** Insurance
- **Headquarters:** Wiesbaden, Germany
- **Region:** Europe
- **Address:** Carl-Bosch-Str. 5, 65203 Wiesbaden, Germany
- **Founded:** 1998
- **Assets under management:** Undisclosed
- **Website:** www.interrisk.de
- **LinkedIn:** https://www.linkedin.com/company/interrisk-versicherungen

## Regulatory record

- **Reports private funds:** No

## About

InterRisk Insurance is an insurance company that offers various insurance products, including automobile, motorcycle, travel, personal, health, property, and accident insurance.

## Sectors

- Real Estate
- Infrastructure
- Private Credit

## Offices

- Vienna, Austria

## Questions

### What is the relationship between InterRisk Insurance and Vienna Insurance Group?

InterRisk is a wholly owned German non-life subsidiary of Vienna Insurance Group, the publicly traded Austrian insurer. VIG owns 100% of InterRisk and consolidates its results, while InterRisk operates with local regulatory oversight from BaFin. The same brand architecture extends to InterRisk Towarzystwo Ubezpieczeń S.A., the group's Polish property and casualty unit. Reinsurance between these entities is routed through VIG Re, the group's in-house reinsurer.

### How does InterRisk invest its insurance float?

InterRisk's investment book is not publicly disclosed at the subsidiary level, but the carrier's portfolio structure follows the liability-driven pattern typical of German mid-tier insurers. Government and investment-grade corporate bonds form the bulk of the general account, with direct commercial real estate providing duration-matched, inflation-sensitive yields. Known positions include the self-occupied Wiesbaden headquarters and a Viennese mixed-use portfolio held through a separate property company. Subsidiary-level investment decisions are shaped by Solvency II capital requirements and group-wide asset-liability management frameworks.

### Does InterRisk manage third-party capital or operate as an asset manager?

No. InterRisk is a regulated insurance carrier that invests its own policyholder-generated premium float, not third-party institutional capital. Its investment activity serves the balance-sheet needs of its underwriting business rather than functioning as a for-hire asset management operation. The vehicle maintains no separate third-party investment products or fund structures. All investable assets belong to the insurance entity and are ultimately consolidated within Vienna Insurance Group's roughly €40 billion balance sheet.

### How is InterRisk regulated and supervised?

InterRisk operates under German insurance supervision by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) and is subject to the full Solvency II regime for capital adequacy, risk management, and public disclosure. The carrier is a member of GDV, the German Insurance Association, which coordinates industry-wide standards on reserving, risk management, and regulatory engagement. As a subsidiary of the publicly listed Vienna Insurance Group, InterRisk's results also flow into VIG's consolidated financial reporting under European IFRS standards.

### What business lines does InterRisk underwrite in Germany?

InterRisk focuses on non-life insurance in the German market, underwriting property and casualty, motor vehicle, and general liability lines for retail and commercial customers. The precise product mix is not broken out in public disclosures, but the carrier competes in the standard German P&C market rather than specialty or reinsurance segments. Its premium pool feeds the investment general account described throughout this profile.

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Last updated: 2026-05-30T16:50:53.007Z

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