# Investec

Investec is a Bank / Wealth / Trust based in Johannesburg, United Kingdom.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Johannesburg, United Kingdom
- **Region:** Europe
- **Address:** London, United Kingdom
- **Founded:** 1974
- **Assets under management:** Undisclosed
- **Website:** investec.com
- **Wikidata:** Q1671741

## About

Investec is an international bank and wealth manager founded in Johannesburg, South Africa, in 1974. In North America it partners with companies and institutions in equity sales and corporate access as well as energy and infrastructure finance. Services include equities, energy and infrastructure finance, and fund solutions.

## Sectors

- Equities
- Energy & Infrastructure Finance
- Fund Solutions

## Offices

- Johannesburg, South Africa
- Sandton, South Africa

## People

- Fani Titi — Group Chief Executive
- Nishlan Samujh — Group Finance Director

## Questions

### What happened to Investec's asset management business?

In March 2020, Investec demerged its asset management division into a separately listed entity called Ninety One. The separation left Investec focused on its three core divisions: private banking, wealth management, and corporate and investment banking. The transaction was structured as a dividend-in-specie to existing Investec shareholders, who received one Ninety One share for every two Investec shares held.

### How is Investec's credit risk profile different from a standalone UK private bank?

Investec holds full banking licenses and primary listings in both London and Johannesburg, with a significant portion of its loan book and deposit base originating in South Africa. This dual-jurisdictional structure means the firm's capital adequacy, credit provisioning, and liquidity ratios are exposed to South African macroeconomic conditions and rand currency volatility. UK-focused peers without emerging-market balance-sheet exposure do not carry this same sovereign-risk layer.

### Who makes investment decisions for Investec's private-client portfolios?

Discretionary portfolio management for private clients sits within Investec Wealth & Investment, which operates independently of the corporate banking and lending divisions. The group does not publicly name a single CIO for private-client mandates, though investment strategy and asset allocation decisions are made by separate investment committees in the UK and South African businesses, reflecting the distinct regulatory and market conditions in each jurisdiction.

### Where does Investec's revenue base currently concentrate?

Revenue is roughly balanced between the UK and South African operations, with net interest income from lending and deposit-taking forming the largest component. Fee income from wealth management, advisory mandates, and transactional banking contributes a smaller but growing share, particularly in the UK private-client segment post-demerger. The firm's most recent annual reports show net interest margins that reflect the higher-rate environment in South Africa compared to the UK.

### How does Investec's corporate advisory business position against larger investment banks?

Investec's corporate advisory and investment banking franchise targets mid-market UK companies and South African corporates, competing directly with firms like Rothschild & Co, Numis, and Panmure Gordon in London. The group leverages its lending relationships and sector teams in real estate, infrastructure, and financial services to originate mandates, staying below the fee-sensitive large-cap bracket dominated by bulge-bracket US and European banks.

## Related profiles

- [Investably](https://altss.com/profile/investably)
- [Investec Wealth & Investment](https://altss.com/profile/investec-wealth-investment)

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Last updated: 2026-07-11T16:27:01.000Z

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