# Investments & Financial Planning

Investments & Financial Planning is a Bank / Wealth / Trust based in Lexington, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Lexington, United States
- **Region:** North America
- **Address:** 1795 Alysheba Way, Suite #7104, Lexington, KY 40509, United States
- **Founded:** 2012
- **Assets under management:** Undisclosed
- **Website:** investfp.com

## Regulatory record

- **CRD number:** 164333
- **SEC file number:** 801-119021
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/164333

## About

The firm opened in 2012 in Lexington, Kentucky, founded by J. Eric Mullins and David B. Short, whose tandem credentials — including CFP, CFS, ChFC, and RICP designations — frame the practice's specialty in retirement income and investment management. The launch came as post-financial-crisis regulation sharpened the distinction between fiduciary advice and brokerage sales, creating a window for fee-based planning firms targeting individuals and high-net-worth families in the Bluegrass region. Its strategy rests on financial planning for retirement transitions, emphasizing tax-aware distribution strategies and investment platform selection rather than proprietary products. The team runs a predominantly fee-based model, which maps client portfolios across managed accounts and advisory platforms rather than commission-driven insurance or brokerage placements. While the firm does not publicly disclose portfolio holdings, its public materials point to an investment approach built on risk profiling and long-term allocation. The client base spans individuals, families, and business entities, served from a single office at 1795 Alysheba Way in Lexington. The lean team lists six professionals on the website. In addition to Mullins and Short, the group includes Jennifer L. Curtsinger in client services, Steven T. Kober, Kenta Ito, and Rylee K. Hobbs — Hobbs joined the firm in December 2024 as a Client Services Associate, the most recent publicly visible hire. The firm's structural differentiator is its deliberate small-team architecture in an increasingly consolidating wealth-management landscape. Where many RIAs in its cohort have rolled into aggregator platforms, Investments & Financial Planning runs independent and generalist, competing on high-touch client relationships and credentialed planning expertise rather than in-house asset management, prop trading, or institutional scale.

## People

- J. Eric Mullins — Investment Management Specialist
- David B. Short — CFP, CFS, ChFC, RICP
- Jennifer L. Curtsinger — Client Services
- Steven T. Kober — Team Member
- Kenta Ito — Team Member
- Rylee K. Hobbs — Client Services Associate

## Questions

### Who leads investment decisions at Investments & Financial Planning?

J. Eric Mullins and David B. Short are the two senior professionals listed with investment-management expertise. Mullins' practice concentrates on investment management, while Short holds CFP, CFS, ChFC, and RICP designations that steer the firm's retirement-income and portfolio-construction posture. The team operates with a collaborative approach; no separate CIO role or external investment committee is disclosed.

### How many people work at the firm, and what are their roles?

The website lists six team members. The professional core consists of J. Eric Mullins (investment management) and David B. Short (financial planning and retirement income). Jennifer L. Curtsinger, Steven T. Kober, Kenta Ito, and Rylee K. Hobbs support client service, administration, and planning support. Hobbs joined most recently, in December 2024.

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Last updated: 2026-06-03T20:00:00.000Z

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