# Invicta Financial Group

Invicta Financial Group is a Bank / Wealth / Trust based in Yuma, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Yuma, United States
- **Region:** North America
- **Address:** Yuma, AZ, United States
- **Founded:** 2007
- **Assets under management:** Undisclosed
- **Website:** invictafg.com
- **LinkedIn:** https://www.linkedin.com/company/invicta-financial-group

## Regulatory record

- **CRD number:** 288008
- **SEC file number:** 801-118542
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-04-16T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/288008

## About

Heredia established Invicta Financial Group in 2007 to serve a specific geographic niche — the small but complex cadre of high-net-worth families and business owners with financial lives tied to both the United States and Mexico. The firm operates from Yuma, a border city where the Mexican and American economies physically meet, shaping a practice fluent in cross-border tax exposure, estate structures, and business continuation planning (per the firm's regulatory record). Invicta's financial planning work layers income protection, retirement modeling, and tax optimization on top of the core investment mandate. Unlike single-family offices that invest directly, Invicta serves multiple families and corporate entities through a wealth management structure — a posture common among border-state RIAs where family capital is closely held and succession is the primary planning event. Invicta operates as a boutique, with a footprint concentrated in Yuma — a city of roughly 100,000 that anchors a binational metropolitan area of over 200,000. The firm's scale is consistent with a solo or small-practice RIA, typical for wealth managers in secondary markets who run concentrated client books rather than mass-affluent volume. No separate philanthropic foundation, family office spinout, or adjacent private-investment vehicle is publicly associated with the practice. Structurally, Invicta's distinction lies in its geography rather than its asset-gathering model. Most US-based wealth managers gravitate toward domestic-only planning; Invicta's Yuma location places it at the center of a binational client economy where American and Mexican tax codes, legal inheritance frameworks, and currency exposures intersect daily — a navigational specialty that larger national RIAs typically outsource or avoid.

## Sectors

- Wealth Management

## People

- Carlos A. Heredia — Founder and CEO

## Questions

### What is Invicta's known posture on cross-border planning between the US and Mexico?

Cross-border financial planning is central to Invicta's identity, driven by its Yuma location at the busiest land-border crossing in the United States by some measures. The firm offers integrated tax planning and portfolio management for clients with exposure to US and Mexican jurisdictions, a specialty that requires dual-country expertise in estate law, taxation, and currency management.

## Related profiles

- [Investree Singapore](https://altss.com/profile/investree-singapore)
- [Invictus Collective](https://altss.com/profile/invictus-collective)

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Last updated: 2026-08-11T02:43:31.692Z

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