# Janata Sahakari Bank

Janata Sahakari Bank is a Bank / Wealth / Trust based in Pune, India.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Pune, India
- **Region:** Asia
- **Address:** Pune, Maharashtra, India
- **Founded:** 1949
- **Assets under management:** Undisclosed
- **Website:** janatabankpune.com
- **LinkedIn:** https://www.linkedin.com/company/janata-sahakari-bank-ltd.-pune

## Regulatory record

- **Reports private funds:** No

## About

Janata Sahakari Bank is a scheduled multi-state cooperative bank operating in the financial services sector. It offers deposit schemes, loans, and investment options to individual customers, small businesses, and educational institutions. The bank is based in Pune, India.

## Sectors

- Banking & Lending
- Real Estate
- Private Credit

## People

- Shri Subhash Mohire — Chairman

## Questions

### Who runs investment decisions at Janata Sahakari Bank?

The bank operates under an elected board of directors drawn from its cooperative member base, with Shri Subhash Mohire currently serving as Chairman. Day-to-day credit decisions are executed by the bank's management team under board-approved lending policies. As a regulated cooperative bank, its credit-approval framework follows prudential norms set by the Reserve Bank of India.

### How does Janata Sahakari Bank source its lending opportunities?

The bank originates loans primarily through its branch network in Maharashtra, where walk-in customers apply for home loans, loans against property, and gold loans. Its cooperative structure and local presence in cities like Pune and Nashik generate deal flow from existing depositors and small-business relationships. The bank does not operate a proprietary-sourcing model akin to a family office or venture firm; demand is largely retail-driven.

### Which sectors does Janata Sahakari Bank explicitly avoid?

As a cooperative bank with a conservative credit culture, it avoids unsecured personal lending at scale and speculative real-estate developer finance. Regulatory restrictions on cooperative banks also limit exposure to capital markets and cross-border lending. The bank does not participate in start-up financing, venture debt, or derivative trading.

## Related profiles

- [Janashakthi Insurance](https://altss.com/profile/janashakthi-insurance)
- [Janney Montgomery Scott](https://altss.com/profile/janney-montgomery-scott)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/janata-sahakari-bank

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology