# JC Miano Investment Advisory Service

JC Miano Investment Advisory Service is a Bank / Wealth / Trust based in Utica, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Utica, United States
- **Region:** North America
- **Address:** Utica, NY, United States
- **Founded:** 2007
- **Assets under management:** Undisclosed
- **Website:** jcmiano.com
- **LinkedIn:** https://linkedin.com/company/j.c.-miano-investment-advisory-service

## Regulatory record

- **CRD number:** 132484
- **SEC file number:** 801-67619
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-03-13T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/132484

## About

JC Miano Investment Advisory Service is an SEC-registered investment adviser in Utica, NY, registered since 2007. The firm manages $55 million in assets, with $54 million on a discretionary basis. It has one employee and one investment adviser.

## People

- John C. Miano — President

## Questions

### Is JC Miano Investment Advisory Service a fee-only or fee-based firm?

The firm operates on a fee-only basis, according to its regulatory filings. That means it charges clients a percentage of assets under management or a fixed fee, and does not accept commissions, 12b-1 fees, or revenue-sharing payments from product providers — a structure that places it in a fiduciary category distinct from broker-dealers.

### Who makes investment decisions at the firm?

John C. Miano, the firm's president, is the central figure in investment decision-making. The firm's Form ADV filings list him as the sole principal, and there are no publicly named portfolio managers, analysts, or investment committee members outside of his role.

### What is the firm's relationship to any bank or insurance company?

JC Miano Investment Advisory Service is independently owned and not affiliated with any bank, insurance company, or broker-dealer. This independence is a defining feature, removing the product-distribution pressures that often shape portfolio construction at bank-owned wealth management firms in upstate New York.

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Last updated: 2026-06-03T20:00:00.000Z

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