Kahler Financial Group

Financial therapy combines therapeutic techniques with financial planning to address the emotional and psychological roots of money behaviors. At Kahler Financial Group, this begins with a client completing a 'money autobiography' to identify early experiences that shape current financial decisions. The firm's advisors, led by CFP and Certified Financial Therapist-I Rick Kahler, integrate these insights into portfolio construction, spending plans, and wealth transfer conversations.

It is a multi-client registered investment adviser (RIA), not a family office. The firm serves individual clients, families, and some institutions on a fee-only fiduciary basis. Rick Kahler sold ownership to internal successors in 2019, transitioning the firm away from founder-dependence while maintaining its independent structure.

The firm emphasizes evidence-based, passive portfolio construction, typically using low-cost funds from managers like Dimensional Fund Advisors. It generally avoids individual stock picking, market timing, and alternative assets. Client portfolios are constructed around globally diversified equity and fixed-income allocations, with additional guidance on direct real estate and private business holdings when those assets form part of a client's net worth.

No. Kahler Financial Group's focus is on publicly traded securities, fixed income, and, where appropriate for a client, direct real estate. The firm does not manage or recommend private equity funds, venture capital commitments, or direct startup investments. It would not appear as a co-investor or LP in the institutional alternatives market.

Rick Kahler founded the firm and served as its principal for decades. In 2019, he sold the business to a group of internal employees, including long-time planners and operational staff, executing a planned internal succession. The new owners continue to operate the firm under the Kahler name, with Rick Kahler remaining involved in client work and thought leadership.