# Kaiyo Wealth

Kaiyo Wealth is a Bank / Wealth / Trust based in San Diego, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** San Diego, United States
- **Region:** North America
- **Address:** San Diego, CA, United States
- **Founded:** 2021
- **Assets under management:** Undisclosed
- **Website:** kaiyowealth.com
- **LinkedIn:** https://www.linkedin.com/company/kaiyo-wealth

## Regulatory record

- **CRD number:** 316431
- **SEC file number:** 801-135677
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/316431

## About

Launched in 2021 and headquartered in San Diego, Kaiyo Wealth is a registered investment advisor built around multi-disciplinary wealth planning. The firm serves individuals, high-net-worth families, and charitable entities, blending investment advisory with tax planning, estate strategy, retirement roadmapping, and risk management. Its founding coincided with a wave of advisor breakaways from wirehouses seeking independent RIA structures. Kaiyo Wealth's investment posture centers on tailored portfolio construction rather than proprietary products. The firm's ADV filings describe a mix of equity, fixed-income, and alternative allocations calibrated to client liquidity needs and tax sensitivity. While specific portfolio holdings and third-party manager relationships are not publicly itemized, the firm emphasizes retirement-income modeling and intergenerational wealth transfer as core planning deliverables. Geographic focus is domestic, serving clients concentrated in Southern California. Team size and aggregate assets under advisement are not disclosed, a common posture for younger RIAs that have not yet crossed the SEC's $100 million regulatory AUM threshold that would require public Form ADV Part 1 filing. The firm structures client relationships through separately managed accounts or advisory agreements rather than pooled vehicles. No adjacent philanthropic foundation, real-asset arm, or peer club affiliation is publicly identified. Kaiyo's structural differentiator is its launch moment: a post-pandemic RIA built for virtual and hybrid client engagement, operating without brick-and-mortar branch overhead. This lean architecture, common among 2020-era founding cohorts, pairs fiduciary duty with digital-first service delivery. Succession planning for the firm itself remains an open question given the short operating history and absence of named principals beyond any initial founder.

## Questions

### What investment vehicles does Kaiyo Wealth use for client portfolios?

Kaiyo Wealth constructs portfolios through separately managed accounts and advisory agreements rather than proprietary funds or pooled vehicles. The firm's disclosures indicate use of equities, fixed-income instruments, and alternative allocations tailored to individual client circumstances. Specific third-party managers or fund families are not publicly identified.

## Related profiles

- [Kaishan Holding Group](https://altss.com/profile/kaishan-holding-group)
- [Kakao Corp.](https://altss.com/profile/kakao-corp)

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Last updated: 2026-06-03T20:00:00.000Z

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