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Kaplan Wealth Management
Kaplan Wealth Management was founded in 1986 and is headquartered in Reston, Virginia. The firm registered with the SEC as an investment adviser, structuring...
Kaplan Wealth Management
Kaplan Wealth Management was founded in 1986 and is headquartered in Reston, Virginia. The firm registered with the SEC as an investment adviser, structuring its service model around cash flow forecasting, tax planning, and retirement-income strategies rather than pooled fund management. It serves individuals, high-net-worth families, trusts, and corporate entities from a single Mid-Atlantic office. The advisory workflow emphasizes financial planning as the organizing framework for investment decisions. Client portfolios typically span liquid public equities, fixed-income instruments, and tax-advantaged municipal bonds, reflecting the firm's focus on after-tax outcomes and capital preservation. The firm does not operate proprietary funds or structured vehicles; instead it constructs managed accounts and directs allocations based on individual client liquidity needs and multi-decade retirement projections. Public disclosures confirm the firm maintains fewer than ten employees, with investment advisory representatives operating under the Kaplan Wealth Management RIA umbrella. In 2024 the firm filed its most recent Form ADV, reaffirming its fee-only advisory model and regulatory compliance posture under the SEC's examination program. There are no known affiliated philanthropic vehicles, club networks, or real-asset subsidiaries operating alongside the advisory business. Structurally, Kaplan Wealth Management differs from asset-gathering platforms by keeping the planning function and investment management under one roof at a small scale. This boutique architecture makes the firm's value proposition a function of planner continuity and client-relationship tenure rather than product breadth or institutional distribution.
General information
Firm type
Bank / Wealth / Trust
Year founded
1986
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Reston
Corporate office
Reston, VA, United States
Frequently asked questions
Who runs investment decisions at Kaplan Wealth Management?
Kaplan Wealth Management operates under a small-team structure where individual investment adviser representatives manage client portfolios alongside the firm's in-house financial planning. Decisions on asset allocation and security selection are executed on a per-client basis, guided by each client's cash flow and tax projections. The firm's Form ADV lists advisory personnel but does not identify a separate CIO or investment committee distinct from its principals.
How does Kaplan Wealth Management structure its fees?
The firm operates on a fee-only advisory model, charging clients a percentage of assets under management for ongoing investment supervisory services. Separate one-time financial planning engagements are also available. This structure eliminates commission-based conflicts and aligns the firm's revenue with portfolio performance and planning scope, as disclosed in its regulatory filings.
Does Kaplan Wealth Management operate pooled investment funds?
No. The firm does not sponsor or manage any proprietary pooled investment vehicles, hedge funds, or private equity structures. All client capital is held in separately managed accounts or directed toward third-party instruments, with the firm's activities limited to asset allocation, manager selection, and rebalancing within those accounts.
What types of clients does Kaplan Wealth Management serve?
The firm's client base includes individuals, high-net-worth families, trusts, estates, and corporate entities. Its planning-driven model tends to attract clients navigating retirement transitions, business exits, or multi-generational wealth transfer. The firm does not set a publicly stated minimum account size but has historically oriented its services toward mass-affluent and high-net-worth households.
Where is Kaplan Wealth Management's geographic footprint concentrated?
The firm operates from a single office in Reston, Virginia, serving clients primarily across the Washington, D.C. metropolitan area and the broader Mid-Atlantic region. Regulatory filings do not indicate satellite locations or registered representatives in other states beyond those where the firm maintains notice filings.
How long has Kaplan Wealth Management been in operation, and what is its regulatory history?
Kaplan Wealth Management was established in 1986 and has filed as a registered investment adviser with the SEC. A review of public disclosure records shows no material disciplinary events or client complaints disclosed on the firm's Form ADV. This multi-decade operating record situates the firm as a durable but deliberately small planning office.
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