Bank / Wealth / Trust

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Kelly Capital Partners

Janie Kelly and Sean Kelly run Kelly Capital Partners, a Royal Oak retirement-planning firm built around broadcast radio outreach.

Kelly Capital Partners

Kelly Capital Partners operates as an independent retirement-planning advisory from its single office at 26676 Woodward Avenue in Royal Oak, Michigan. The firm traces its identity to principals Janie Kelly and Sean Kelly, who together host the 'Retirement Talk' radio show on WMUZ. The business does not publicly disclose its founding year, and no underlying family wealth origin has been published outside its operating business itself. The firm constructs what it calls a 'Kelly Capital Roadmap' — a personal retirement plan that weaves together income planning, investment management, tax planning, healthcare planning and legacy planning. Its investment posture is generalist and retail-focused: the team deploys client capital across a full range of annuity products, life insurance, and market-linked investments drawn from a wide external platform of solutions. Kelly Capital Partners targets individuals approaching or in retirement, concentrated in the Metro Detroit region, with outreach amplified through its WMUZ radio presence, a published book by Janie Kelly, and in-person workshops. Public data on Kelly Capital Partners' scale remains thin. The firm lists its team generically under 'Our Team' without headcount, and it has not released total assets under management or aggregate deployment figures. Its physical footprint is restricted to the Royal Oak headquarters. Notable adjacent vehicles — such as a foundation or a real-asset arm — do not appear in public records, though the firm's radio show and book output create a personal-brand presence that extends beyond the standard advisory model. No dated operational event from the last 24 months could be verified from available sources. The structural differentiator for Kelly Capital Partners lies in its radio-broadcast client-acquisition funnel. Janie Kelly and Sean Kelly host an hour-long program on WMUZ, discussing retirement-income planning in an entertainment format that feeds the firm's local workshop and consultation pipeline. It is an architecture that resembles a direct-to-consumer media model more than the typical referral-based RIA — built on air, book, and seminar paths, rather than institutional relationships.

General information

Firm type

Bank / Wealth / Trust

Year founded

AUM

Undisclosed

Location

Region

Oceania

Country

United States

City

Royal Oak

Corporate office

26676 Woodward Ave, Royal Oak, MI 48067, United States

Principals

Janie Kelly

Principal, Host of 'Retirement Talk'

Sean Kelly

Principal, Host of 'Retirement Talk'

Sector focus

Wealth Management

Frequently asked questions

Who runs investment decisions at Kelly Capital Partners?

Investment decisions are led by principals Janie Kelly and Sean Kelly, who design and oversee the Kelly Capital Roadmap process. The firm draws on an open-architecture platform of external insurance and investment products rather than manufacturing proprietary funds. No additional portfolio-management leadership is identified on the firm's website.

How does Kelly Capital Partners source its clients?

Client acquisition runs through the 'Retirement Talk' radio show that Janie Kelly and Sean Kelly host on WMUZ, supplemented by Janie Kelly's published book and in-person educational workshops. The firm converts listener and reader engagement into complimentary consultations, creating a direct-to-consumer educational funnel.

Is Kelly Capital Partners a single family office or a multi-family office?

Neither. Kelly Capital Partners is an independent wealth-management practice serving retail-retiree clients. It does not manage a single family's consolidated balance sheet, and it does not market itself as a multi-family office.

What investment products does Kelly Capital Partners typically use?

The firm constructs retirement strategies using a mix of annuities, life insurance products, and market-based investments accessed through an external broker-dealer or custodial platform. Its marketing emphasizes income planning, tax mitigation, and legacy structures rather than direct private-company or alternative-fund investing.

Does Kelly Capital Partners maintain separate philanthropic or operating-business vehicles?

No publicly available record indicates separate philanthropic foundations, real-asset arms, or operating businesses spun out from the advisory practice. The firm's radio show and book operate as personal-brand extensions of the principals rather than distinct legal entities.

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