# Keystone Financial Services

Keystone Financial Services is a Bank / Wealth / Trust based in Omaha, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Omaha, United States
- **Region:** North America
- **Address:** Omaha, NE, United States
- **Founded:** 2013
- **Assets under management:** Undisclosed
- **Website:** keystonefinancial.com
- **LinkedIn:** https://www.linkedin.com/company/joshnelsoncfp

## Regulatory record

- **CRD number:** 308397
- **SEC file number:** 801-119534
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-04-27T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/308397

## About

Keystone Financial Services was founded in 2013 and is headquartered in Omaha, Nebraska. The firm operates as a registered investment advisor, providing portfolio management and financial planning services to individuals, high-net-worth families, and businesses. Its wealth-management model reflects the fiduciary standard of the RIA channel, separating advice from product sales. The firm constructs multi-asset portfolios spanning equities, fixed income, and cash equivalents for private clients. Keystone's strategy centers on long-term, goal-based allocation rather than tactical trading or proprietary funds. The firm serves a regional client base from its single Omaha office, with no publicly reported commitments to venture capital, private equity, or direct real estate. Keystone operates with a lean structure typical of a boutique Midwestern RIA. Headcount and assets under management are not publicly disclosed. As a privately held advisory practice without outside institutional backing or published growth-equity investments, the firm has maintained a quiet operating posture since its 2013 launch. Structurally, Keystone functions as a pure advisory practice — it does not manufacture proprietary products, maintain a broker-dealer affiliation, or operate a family-office services division. That separation of advice from asset management distinguishes it from wirehouse wealth platforms and positions it in the fee-only RIA segment of the market.

## Questions

### What services does Keystone Financial Services offer?

Keystone provides investment management, financial planning, and portfolio advisory services. The firm serves individuals, high-net-worth families, and businesses. Its core offerings focus on long-term wealth accumulation and preservation through publicly traded securities and fixed-income instruments.

### Does Keystone Financial Services act as a fiduciary?

As a registered investment advisor, Keystone operates under a fiduciary standard, meaning it is legally obligated to place client interests ahead of its own. This contrasts with broker-dealer models that operate under a suitability standard. No dual-registration disclosures have been publicly reported.

### How does Keystone Financial Services charge for its services?

Keystone Financial Services' fee schedule is not publicly disclosed, but as a fee-only RIA its compensation is expected to derive from asset-based advisory fees, flat retainer fees, or hourly planning charges rather than commissions on product sales. Specific fee arrangements are detailed in the firm's Form ADV Part 2, filed with the SEC.

## Related profiles

- [Keystone Employees' Retirement Plan](https://altss.com/profile/keystone-employees-retirement-plan)
- [KfW](https://altss.com/profile/kfw)

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Last updated: 2026-06-03T20:00:00.000Z

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