# Kiyo Bank

Kiyo Bank is a Bank / Wealth / Trust based in Wakayama, Japan.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Wakayama, Japan
- **Region:** Asia
- **Address:** Wakayama-shi, Japan
- **Founded:** 1895
- **Assets under management:** Undisclosed
- **Website:** kiyobank.co.jp
- **LinkedIn:** https://www.linkedin.com/company/%ef%bc%88%e6%a0%aa%ef%bc%89%e7%b4%80%e9%99%bd%e9%8a%80%e8%a1%8c
- **Wikidata:** Q11605123

## Regulatory record

- **Reports private funds:** No

## About

Kiyo Bank is a bank headquartered in Wakayama-shi, Japan. It oversees approximately $5.9 billion in assets across 13 funds, primarily focused on the Asia region.

## Sectors

- Private Credit
- Real Estate
- Financial Services

## People

- Yasuyuki Harada — President

## Questions

### Who runs investment decisions at Kiyo Bank?

The President, Yasuyuki Harada, leads the overall institution, but investment and asset allocation decisions fall under the bank's Market Operations Division and its loan departments. The bank does not have a standalone CIO or an external-facing asset-management arm; its securities portfolio is primarily managed for ALM (asset-liability management) purposes rather than absolute return.

### How is Kiyo Bank related to the broader Kansai economy?

Kiyo Bank is the leading regional financial institution in Wakayama Prefecture, one of the seven prefectures in Japan's Kansai region. Its loan book is heavily concentrated in Wakayama's manufacturing, tourism, and agriculture sectors. The bank's performance and credit quality are tied directly to the economic health of the surrounding region.

### Does Kiyo Bank participate in fund commitments or only direct lending?

Kiyo Bank is primarily a direct lender, providing corporate loans and mortgages. However, like many Japanese regional banks, it participates in syndicated loan pools for larger regional infrastructure and corporate transactions. Public filings indicate it maintains a portfolio of investment securities, including Japanese government bonds and corporate bonds, for liquidity management.

### How is Kiyo Bank different from a megabank like MUFG or SMBC?

Kiyo Bank is a regional bank, not a megabank. Its deposit base, lending portfolio, and geographic footprint are overwhelmingly concentrated in Wakayama Prefecture, whereas MUFG, SMBC, and Mizuho have global operations. Scale is a defining difference: Kiyo's asset base is a fraction of a megabank, and it does not engage in the same level of cross-border M&A advisory, global markets, or project finance.

## Related profiles

- [Kitakyushu Bank](https://altss.com/profile/kitakyushu-bank)
- [Kiyo Bank Pension Fund](https://altss.com/profile/kiyo-bank-pension-fund)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/kiyo-bank

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology