# Klaim

Klaim is an other based in Dubai, United Arab Emirates.

## Overview

- **Organization type:** other
- **Headquarters:** Dubai, United Arab Emirates
- **Region:** Middle East
- **Address:** Indigo Icon Tower Unit 2705 - Dubai, United Arab Emirates
- **Founded:** 2019
- **Assets under management:** Undisclosed
- **Website:** www.klaim.ai
- **LinkedIn:** https://www.linkedin.com/company/getklaim

## Regulatory record

- **Reports private funds:** No

## About

Klaim is usage-based billing for AI startups. 1. Save dev time for building payments 100X 2. Increase revenue by 40% 3. Run experiments 10X

## Sectors

- FinTech
- Healthcare Services
- Enterprise Software

## People

- Karim Dakki — Co-Founder
- Ahmad Ghafour — Co-Founder

## Questions

### Is Klaim a lender or a factoring company?

Klaim is not a bank and does not structure its advances as loans. It purchases receivables outright through an invoice-financing and escrow model, which means the advance does not appear as debt on the client's balance sheet. The company describes the product as working-capital acceleration rather than factoring.

### Which industries does Klaim focus on?

Healthcare is the core vertical — clinics and medical centers that face 60- to 90-day reimbursement cycles from insurers. Klaim also serves real estate agencies, retail chains, automotive-parts distributors, and IT services firms. The common thread is businesses with large, slow-paying receivables from creditworthy obligors.

### Who runs Klaim and what is their background?

Klaim was co-founded by Karim Dakki and Ahmad Ghafour. The company was launched in Abu Dhabi in December 2019, though further biographical details on the founders are not publicly disclosed by the firm beyond what appeared in its Entrepreneur magazine feature.

### How does Klaim differentiate its product from traditional insurance-claim factoring?

Klaim's AI model evaluates the claim and the payer's probability of settlement rather than the clinic's own balance-sheet strength, eliminating the need for collateral or lock-in contracts. The firm also integrates a free insurance-eligibility verification tool, Klaim Eligible, which reduces administrative rejections before claims are even submitted.

### What is Klaim's funding and capital position?

Klaim publicly disclosed a $26 million funding round in October 2023 (per Forbes Middle East) to support regional expansion. The firm does not publish an AUM figure because it is not a pooled investment vehicle; instead, it deploys its own balance sheet and partner capital to purchase receivables.

## Related profiles

- [FalconX](https://altss.com/profile/falconx)

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Last updated: 2026-06-03T20:00:00.000Z

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