# Kooman & Associates

Kooman & Associates is a Bank / Wealth / Trust based in Altoona, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Altoona, United States
- **Region:** North America
- **Address:** Altoona, PA, United States
- **Founded:** 2011
- **Assets under management:** Undisclosed
- **Website:** kooman.com
- **LinkedIn:** https://www.linkedin.com/company/kylemoerschbacher

## Regulatory record

- **CRD number:** 322163
- **SEC file number:** 801-126429
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/322163

## About

Founded in 2011 and operating from Altoona, Pennsylvania, Kooman & Associates is a wealth management practice built by advisors who include Jeff Starkey, Kate Kooman Starkey, Kyle Moerschbacher, and Marty Kooman. The firm's website lists 13 professionals spanning advisory, client experience, and planning functions. Its stated clients include individuals, business entities, trusts, and estates. The firm deploys client capital through a dual-custody arrangement, offering access via both Charles Schwab and Raymond James platforms. Its service menu articulates a mix of investment management, risk management, and financial planning — the last of these organized under a branded framework it calls the Transformative Wealth Process. The website emphasizes a planning-led, goals-based approach rather than product placement or manager selection as a primary differentiator. No named portfolio companies, fund commitments, or co-investment vehicles are publicly disclosed. Geographic footprint appears concentrated in central Pennsylvania, with no additional offices listed. The practice operates as a local advisory team without published AUM or aggregate deployment figures. No adjacent vehicles — such as a family office entity, philanthropic foundation, or real-asset operating company — are referenced on its website or in available regulatory filings. Structurally, Kooman & Associates differs from a single-family office or an institutional allocator: it is a retail- and high-net-worth-focused advisory practice whose RIA or hybrid affiliation determines product shelf and fiduciary standard. The dual-custodian setup offers clients platform choice — Schwab and Raymond James — but the firm's Form CRS and ADV Part 2A disclosures, referenced on its site, would clarify the precise regulatory and fee architecture. Without disclosed succession planning or an operating-company relationship, governance rests with the named advisors.

## Sectors

- Financial Services

## People

- Jeff Starkey — Advisor
- Kate Kooman Starkey — Advisor
- Kyle Moerschbacher — Advisor
- Marty Kooman — Advisor

## Questions

### How does Kooman & Associates manage client assets?

The firm uses a dual-custody model, offering clients access through both the Charles Schwab and Raymond James platforms. Its stated services cover investment management, risk management, and financial planning — the last delivered through a proprietary framework branded the Transformative Wealth Process. The practice emphasizes goals-based planning rather than a single proprietary product suite.

### What is the Transformative Wealth Process?

It is the firm's branded financial-planning methodology, presented on its website as the organizing framework for client engagements. The process is described as a planning-led, goals-oriented approach designed to adapt as clients' life circumstances and priorities shift. Specific modules or stages within the process are not publicly enumerated.

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Last updated: 2026-08-11T02:43:31.692Z

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