# Kral Financial Advisors

Kral Financial Advisors is a Bank / Wealth / Trust based in Plymouth, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Plymouth, United States
- **Region:** North America
- **Address:** Plymouth, MN, United States
- **Founded:** 2006
- **Assets under management:** Undisclosed
- **Website:** kralwealth.com
- **LinkedIn:** linkedin.com/company/kral-financial-advisors-llc

## Regulatory record

- **CRD number:** 138959
- **SEC file number:** 801-66245
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-03-21T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/138959

## About

Kral Financial Advisors is an SEC-registered investment adviser in Plymouth, MI, registered since 2006. The firm manages $247 million in assets, $235 million on a discretionary basis. It has one employee and one investment adviser.

## Sectors

- Wealth Management

## People

- Randy Kral — Founder

## Questions

### Does Kral Financial Advisors manage proprietary funds or use third-party products?

Regulatory filings do not indicate any proprietary fund structures. The firm implements its planning recommendations through separately managed accounts, third-party mutual funds, ETFs, and insurance-based solutions such as fixed indexed annuities when lifetime income guarantees are part of a client's retirement plan.

### Does Kral Financial Advisors provide tax preparation or legal services?

No. The firm focuses on financial planning and investment advisory services. Tax-return preparation and legal document drafting — including estate-planning documents — remain outside the firm's scope, though it coordinates with a client's existing CPA and estate attorney as part of plan implementation.

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- [Krafton](https://altss.com/profile/krafton)
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Last updated: 2026-06-03T20:00:00.000Z

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