Bank / Wealth / TrustRIA · CRD 165105SEC-Registered

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Laughlin Financial

Laughlin Financial was established in 2012 in Bloomington, Illinois, and has been registered with the SEC as an investment advisor since its founding.

Laughlin Financial logo

Laughlin Financial

Laughlin Financial was established in 2012 in Bloomington, Illinois, and has been registered with the SEC as an investment advisor since its founding. The firm provides advisory services to individuals, high-net-worth individuals, and institutions, focusing on financial planning, retirement planning, asset management, and portfolio management. Its client base is concentrated in the central Illinois region. The firm's investment approach centers on long-term portfolio construction and ongoing asset management tailored to individual client goals. It does not operate proprietary funds or participate in institutional co-investment programs. Typical client engagements involve comprehensive financial planning that integrates retirement income strategies with managed equity and fixed-income portfolios. The firm's asset management is delivered through discretionary separate accounts. Laughlin Financial is a small advisory practice with a single office in Bloomington. Public records do not disclose total assets under management, firm-wide staff count, or identifiable adjacent vehicles such as philanthropic foundations or operating companies. The firm has maintained a consistent regulatory filing history since inception with no disclosed disciplinary events. The firm's structural differentiator lies in its regulatory posture as a fiduciary RIA serving a localized client base, rather than in any distinctive sourcing model or hybrid structure. As a Main Street advisory, its governance and succession arrangements are not publicly documented, and the firm's continuity is presumably tied to its founding principals.

General information

Firm type

Bank / Wealth / Trust

Year founded

2012

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Bloomington

Corporate office

Bloomington, IL, United States

Frequently asked questions

Is Laughlin Financial a fiduciary?

As an SEC-registered investment advisor, Laughlin Financial operates under a fiduciary duty to its clients, meaning it is legally obligated to put client interests ahead of its own when providing investment advice. This registration has been maintained since the firm's founding in 2012. The firm's disclosures affirm its status as a fiduciary RIA.

What types of clients does Laughlin Financial serve?

Laughlin Financial serves individuals, high-net-worth individuals, and institutions, according to its regulatory filings. Its client base is concentrated in the Bloomington, Illinois area, where the firm is headquartered. The firm provides both financial planning and discretionary portfolio management services.

Does Laughlin Financial offer proprietary investment products?

There is no evidence that Laughlin Financial offers proprietary funds or pooled investment vehicles. The firm appears to construct client portfolios using individual securities and third-party products through separately managed accounts, consistent with a traditional RIA model focused on customized portfolio management.

What is Laughlin Financial's known track record or disciplinary history?

Based on publicly available SEC records, Laughlin Financial has maintained a clean regulatory history with no disclosed disciplinary events since its registration in 2012. This is consistent with a small advisory practice serving a local client base with standard portfolio management and planning services.

How does Laughlin Financial structure its fees?

As an RIA, Laughlin Financial charges fees based on a percentage of assets under management for its discretionary portfolio management services, with separate fees for financial planning engagements. Specific fee schedules are disclosed in the firm's Form ADV filings and provided to prospective clients.

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