# Lemonade

Lemonade is an Asset Manager based in New York, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** New York, United States
- **Region:** North America
- **Address:** New York, United States
- **Assets under management:** Undisclosed
- **Website:** lemonade.com
- **LinkedIn:** https://www.linkedin.com/company/lemonade

## Regulatory record

- **Reports private funds:** No

## About

Create immersive events with NFT tickets & community rewards.

## Sectors

- InsurTech

## Offices

- London, United Kingdom
- Hamilton, Bermuda

## Questions

### How does Lemonade's business model differ from traditional insurance companies?

Lemonade operates as a full-stack insurance carrier, meaning it underwrites and holds risk on its own balance sheet rather than acting as a broker. It uses a fixed-fee structure: a percentage of premiums is kept for operations and profit, while leftover premiums are donated to policyholder-selected charities through its Giveback program. All customer interactions—from policy purchase to claims filing—are handled via a mobile app powered by AI chatbots.

### Where does Lemonade operate geographically?

Lemonade is licensed in all 50 US states and the District of Columbia, and it operates internationally in the UK and the European Union. Its corporate offices are located in New York, London, and Hamilton, Bermuda, the latter serving as a reinsurance hub. The firm primarily sells renters and homeowners insurance in the US and pet insurance across all markets.

### What is the proprietary deal flow or sourcing model for Lemonade's investment portfolio?

Lemonade's investment portfolio is internally managed and sourced from public fixed-income markets. The firm does not run a direct investment, venture, or private credit program. As an insurance company, its investment decisions are driven by actuarial and regulatory requirements rather than proprietary sourcing.

## Related profiles

- [Catalis SE](https://altss.com/profile/catalis-se)
- [Total Management 2](https://altss.com/profile/total-management-2)

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/lemonade

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