# Lendo

Lendo is an Other based in Riyadh, Saudi Arabia.

## Overview

- **Organization type:** Other
- **Headquarters:** Riyadh, Saudi Arabia
- **Region:** Middle East
- **Address:** Riyadh, Saudi Arabia
- **Assets under management:** Undisclosed
- **Website:** lendo.sa
- **LinkedIn:** https://www.linkedin.com/company/lendo

## Regulatory record

- **Reports private funds:** No

## Sectors

- FinTech
- Industrial Tech
- Media & Entertainment
- Healthcare Services
- eCommerce
- Tourism & Hospitality

## People

- Osama Al-Raee — Co-Founder and CEO
- Mohammed Jawabreh — Co-Founder and COO
- Nabil Al-Mubarak — Chairman of the Board
- Rakan Abu Nayan — Board Member
- Ahmed Al-Shammari — Board Member

## Questions

### How is Lendo regulated, and what does its license permit?

Lendo Saudi Financing Company is a closed joint-stock firm supervised by the Saudi Central Bank under license number 61/A SH/202203. The license authorizes it to operate a sharia-compliant debt crowdfunding platform that matches SME borrowers with investors — it is not a deposit-taking institution and does not lend from its own balance sheet.

### Does Lendo disclose the performance of the loans originated on its platform?

Yes. Lendo publishes quarterly updates on total cumulative financing, collections versus amounts due, and default rates segmented by internal risk bands. As of December 31, 2025, the cumulative default rate on outstanding amounts was 4.5% (per firm website, 2026).

### Which government partnerships support Lendo's origination pipeline?

Lendo has formal programs with MODON for industrial city investors, with the Tourism Development Fund for hospitality SMEs, and with the Cultural Development Fund for film production under the IGNITE initiative — all designed to extend flexible, sharia-compliant financing to targeted Vision 2030 sectors.

### What investment products does Lendo offer, and who can invest?

Qualified retail and institutional investors access three lending products: invoice financing, working capital facilities, and fixed-term loans, all structured as sharia-compliant debt instruments. Returns are profit-based; the platform does not offer equity or hybrid products.

## Related profiles

- [Ayan](https://altss.com/profile/ayan)

---

Last updated: 2026-05-30T18:30:07.483Z

Canonical page: https://altss.com/profile/lendo

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology