# Lendtable

Lendtable is an Asset Manager based in San Francisco, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** San Francisco, United States
- **Region:** North America
- **Address:** San Francisco, CA, United States
- **Founded:** 2020
- **Assets under management:** Undisclosed
- **Website:** lendtable.com
- **LinkedIn:** https://www.linkedin.com/company/37517013

## Regulatory record

- **Reports private funds:** No

## About

Lendtable is a financial services platform founded in 2020 in San Francisco, California. It provides individuals with a line of credit to utilize their employer's 401(k) match and ESPP contributions. The platform allows users to invest in their employee benefits programs while maintaining their income.

## Sectors

- FinTech
- Private Credit

## People

- Sheridan Clayborne — CEO & Co-Founder
- Mitch Morrison — Co-Founder

## Questions

### How is Lendtable different from an earned-wage-access provider?

Earned-wage-access firms advance wages already worked but not yet paid. Lendtable advances the employee's planned retirement contribution to capture a future employer match — the cash originates from Lendtable's balance sheet, not the employer's payroll cycle. The repayment source is the vested retirement-match balance, not a paycheck deduction.

### Does Lendtable operate as a fiduciary or provide investment advice?

Lendtable does not hold itself out as a registered investment adviser or fiduciary. It provides a cash-advance product whose proceeds are directed into the user's 401(k) to trigger the employer match. The firm does not recommend specific plan investments or manage retirement portfolios.

### Which employers or plan recordkeepers has Lendtable integrated with?

Lendtable has not publicly disclosed a list of integrated plan recordkeepers or employer partners. The product operates at the individual account level, with users granting Lendtable authorized access to their 401(k) account to facilitate contributions and recoupment.

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/lendtable

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