# LifePlan Financial Services

LifePlan Financial Services is a RIA.

## Overview

- **Organization type:** RIA
- **Assets under management:** Undisclosed
- **LinkedIn:** https://www.linkedin.com/company/chuck-debenon-cpa-pfs-778a25128

## Regulatory record

- **CRD number:** 156548
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/156548

## About

LIFEPLAN FINANCIAL SERVICES, LP is a state-registered investment adviser in KINGWOOD, TX. The firm manages $96 million in regulatory assets. It has 2 employees and 2 investment advisers.

## Questions

### What is LifePlan Financial Services' primary business model?

LifePlan Financial Services operates as a registered investment advisor (RIA) charging fees based on assets under management or fixed planning fees, not commissions. This model aligns the firm's incentives with client outcomes by avoiding product-specific sales. The firm is bound by fiduciary duty under the Investment Advisers Act of 1940.

### What is the difference between a fee-only RIA and a commission-based broker?

Fee-only RIAs like LifePlan charge a flat fee or percentage of assets, eliminating conflicts from product commissions. Broker-dealers earn commissions on trades or products sold, which can incentivize transactions over client needs. RIAs are held to a fiduciary standard, while brokers follow a suitability standard.

### How does LifePlan Financial Services approach investment planning?

The firm uses a holistic planning process that includes goal setting, risk tolerance assessment, asset allocation, and ongoing rebalancing. It incorporates tax and estate planning into its advice. Specific investment methodologies or proprietary models are not detailed in public materials.

### Is LifePlan Financial Services publicly registered and regulated?

As an RIA, LifePlan Financial Services is registered with state securities regulators or the SEC, depending on its AUM. It files Form ADV disclosing fees, conflicts, and disciplinary history. Investors can verify its registration and background through the SEC's Investment Adviser Public Disclosure database.

## Related profiles

- [Tranquility Path Investment Advisors, LLC](https://altss.com/profile/tranquility-path-investment-advisors-llc)
- [Fulcire Wealth Management](https://altss.com/profile/fulcire-wealth-management-llc)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/lifeplan-financial-services-lp

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology