# Lili

Lili is a Financial Technology based in New York, United States.

## Overview

- **Organization type:** Financial Technology
- **Headquarters:** New York, United States
- **Region:** North America
- **Address:** 15 West 18th Street, New York, NY 10011, United States
- **Assets under management:** Undisclosed
- **Website:** lili.co
- **LinkedIn:** https://www.linkedin.com/company/liliji

## Regulatory record

- **Reports private funds:** No

## Sectors

- FinTech

## Questions

### Is Lili a bank?

No. Lili App Inc. is a financial technology company, not a bank. All deposit accounts and the Lili Visa Debit Card are issued by Sunrise Banks, N.A., Member FDIC. The firm itself operates as a software and customer-experience layer on top of a regulated banking partner.

### How does Lili provide up to $3 million in FDIC insurance?

Lili uses a sweep network of program banks to distribute customer deposits. Standard FDIC insurance covers up to $250,000 per depositor, per insured bank, per ownership category. By spreading deposits across multiple FDIC-insured institutions, Lili extends coverage up to a combined $3 million, per the firm's website.

### Who runs Lili?

Lili does not publicly disclose its leadership team or board of directors on its website, in its terms of service, or in readily available public filings. No named executives or founders have been identified from the firm's own sources.

### What does Lili's BusinessBuild product do?

BusinessBuild is a credit-building add-on launched in collaboration with Dun & Bradstreet. It provides two tradelines reported to Dun & Bradstreet, credit monitoring, and alerts. The feature is available as a paid subscription after a one-month trial and is not offered to sole proprietorships or non-U.S. citizens.

### Does Lili lend directly to businesses?

No. Lili does not originate loans. It refers users seeking business loans or lines of credit to third-party lending partners. Underwriting and loan decisions are handled entirely by those external providers.

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- [Comulate](https://altss.com/profile/comulate)
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Last updated: 2026-05-30T19:11:11.115Z

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