# Lloyds Intrepid Wealth Management

Lloyds Intrepid Wealth Management is a Bank / Wealth / Trust based in The Woodlands, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** The Woodlands, United States
- **Region:** North America
- **Address:** The Woodlands, TX, United States
- **Founded:** 2012
- **Assets under management:** Undisclosed
- **Website:** lloydsintrepid.com
- **LinkedIn:** https://www.linkedin.com/company/christopherlloydcfp

## Regulatory record

- **CRD number:** 307839
- **Registration status:** State-Registered Investment Adviser (TX) — not registered with the SEC; per IAPD as of 2026-10-22
- **Latest Form ADV filing:** 2026-03-17T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0

## About

Founded in 2012 and based in The Woodlands, Texas, the firm operates as a registered investment advisor, a legal designation that binds it to a fiduciary duty when managing client assets. Its proximity to the energy corridor north of Houston positions it within a market dense with oil-and-gas professionals, executives, and business owners transitioning from concentrated wealth into diversified portfolios. Lloyds Intrepid's service model centers on financial planning alongside discretionary portfolio management. The firm advises individual investors and high-net-worth individuals, a dual mandate that typically spans retirement-income strategies, tax-aware asset allocation, and legacy planning. While public disclosures of specific portfolio holdings or fund structures are absent, the RIA wrapper permits direct management of individual securities, third-party fund selection, and integration with outside tax and legal counsel. The exact size of the advisor's client base and total assets under advisement are not publicly disclosed. No adjacent affiliated entities — such as a tax practice, trust company, or philanthropic vehicle — appear in Texas Secretary of State or SEC registration records. What distinguishes Lloyds Intrepid structurally is its independence. It is not a division of a bank, an insurance company, or a broker-dealer. That unbundled posture — combined with a Texas headquarters in a market where wealth is often tied to private energy holdings — implies a book of clients whose financial lives require coordination across illiquid operating assets, concentrated stock positions, and multi-generational estate plans, a complexity that a wirehouse advisor constrained by product shelves may not match.

## Questions

### Is Lloyds Intrepid a fiduciary?

Yes. The firm is structured as a registered investment advisor with the SEC, which legally requires it to act as a fiduciary when providing investment advice. This means it must place client interests ahead of its own, a standard that distinguishes RIAs from broker-dealers operating under the less stringent suitability rule.

### Does the firm manage money directly or through third-party funds?

As an RIA, Lloyds Intrepid can manage individual securities directly or allocate to third-party funds. Without public data on its specific portfolio composition, it is not possible to say definitively which approach dominates. Most fee-only RIAs serving high-net-worth clients blend direct indexing, separately managed accounts, and selected mutual funds or ETFs.

## Related profiles

- [Lloyds Insurance and Wealth](https://altss.com/profile/lloyds-insurance-and-wealth)
- [LMG Insurance](https://altss.com/profile/lmg-insurance)

---

Updated: 2026-10-24T02:27:55.569Z

Canonical page: https://altss.com/profile/lloyds-intrepid-wealth-management

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology