# Toledo Electrical Benefit Plans

Toledo Electrical Benefit Plans is a Pension Fund based in Rossford, United States.

## Overview

- **Organization type:** Pension Fund
- **Headquarters:** Rossford, United States
- **Region:** North America
- **Address:** 727 Lime City Rd, Suite 200, Rossford, OH, United States
- **Assets under management:** Undisclosed
- **Website:** electricalfunds.org

## Regulatory record

- **Reports private funds:** No

## About

The Local No. 8 IBEW Retirement Plan & Trust originates from the collective bargaining relationship between IBEW Local 8 and the National Electrical Contractors Association (NECA). The plan merged with the IBEW Local No. 8 401(k) Plan in 2017, unifying defined-benefit and defined-contribution assets for electrical workers in northwest Ohio. The Board of Trustees, drawn from union and employer representatives, sets investment policy and oversees administration from the joint Health & Welfare office in Rossford. Asset allocation tilts heavily toward capital preservation and income. The plan's signature vehicle is the IBEW 8 Stable Value Fund, which posted a guaranteed rate of 3.35% for the period November 2025 through January 2026. Alongside this sits the IBEW 8 BR Strategic Income Opp vehicle and a recordkeeping relationship with Empower Retirement. The plan's website does not publish direct private-market commitments or fund-of-funds positions, but the multiemployer structure constrains the portfolio to ERISA-compliant, investment-grade credit and stable-value instruments. The trust operates from a single location in Rossford, Ohio, serving members whose eligibility and benefits are coordinated through the same administrative office that supports health and welfare, VEBA, and ERP sub-funds. Plan administration engages Empower for retirement account access, Express Scripts for prescription coverage, and Delta Dental of Ohio for dental benefits — a full-benefits ecosystem extending beyond investment management. The structural differentiator is its integration into a multi-plan benefits office that runs health, pension, retirement, VEBA, and ERP sub-funds under one administrative roof. Unlike standalone pension funds, this trust sits inside a unified benefits delivery model that layers retirement income on top of active health and welfare programs for IBEW Local 8 members — a bundling common among building-trades multiemployer plans but rare in the broader institutional allocator landscape.

## People

- Board of Trustees, Local No. 8 IBEW RP&T — Governing Body

## Questions

### Who governs investment decisions at Local No. 8 IBEW Retirement Plan & Trust?

A Board of Trustees sets investment policy and oversees the plan. The board works with the union and employer association.

### What asset classes appear in the plan's holdings?

Holdings include public equities, stable value funds, high-yield and debt index funds, and at least one prior private operating business.

### Does the plan use external investment managers?

BlackRock Institutional Trust Company serves as an investment manager. MassMutual and State Street Bank provide recordkeeping and trustee services.

### When did the plan merge its 401(k) component?

The IBEW Local No. 8 401(k) Plan merged into the Retirement Plan & Trust in 2017.

### What is the relationship to IBEW Local 8?

IBEW Local 8 is the labor union whose members are the primary beneficiaries of the trust.

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- [Lubbock Fire Pension Fund](https://altss.com/profile/lubbock-fire-pension-fund)
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Last updated: 2026-07-08T21:10:45.149Z

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