# Lumida Wealth

Lumida Wealth is a Multi Family Office based in Wayne, United States.

## Overview

- **Organization type:** Multi Family Office
- **Headquarters:** Wayne, United States
- **Region:** North America
- **Address:** New York, NY, United States
- **Founded:** 2022
- **Assets under management:** 149 (Altss estimate)
- **Website:** lumidawealth.com
- **LinkedIn:** https://www.linkedin.com/company/lumidawealth

## Regulatory record

- **CRD number:** 323410
- **SEC file number:** 801-126806
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-03-31T05:00:00.000Z
- **Reports private funds:** Yes
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/323410

## About

Ram Ahluwalia established Lumida Wealth in 2022 following the sale of his prior fintech company PeerIQ. The firm serves founders and family offices that accumulated wealth in technology and digital assets. It maintains headquarters in New York and applies an endowment-style allocation framework. Lumida deploys capital across private credit, real estate and venture capital. It offers both discretionary and non-discretionary mandates and structures access through direct deals and fund commitments. Confirmed positions include distressed commercial real estate in Jacksonville and Dallas. The firm also runs dedicated Lumida Growth and Lumida Yield strategies alongside a digital-assets sleeve. Geographic reach centers on North America with selective exposure to global private markets. The firm reports an estimated $149 million under management. It maintains a small operating team led by Ahluwalia and lists co-investors that include Arthur Levitt, Ryan Selkis, Gokul Rajaram and Raj Date. No additional offices are disclosed. Lumida also offers the Lumida Invest SuperApp and publishes the Lumida Ledger newsletter. The firm’s structure integrates investment management with in-house trust, tax and estate capabilities. This hybrid model allows it to serve clients who require both alternative-asset access and comprehensive family-office services without relying on traditional 60/40 allocations.

## Sectors

- Private Credit
- Real Estate
- Venture Capital
- Digital Assets

## People

- Ram Ahluwalia — CEO and CIO

## Questions

### Who runs investment decisions at Lumida Wealth?

Ram Ahluwalia serves as both CEO and CIO. He sets top-down macro themes and approves bottom-up security selection across the private credit, real estate and venture sleeves.

### How does Lumida Wealth source proprietary deal flow?

The firm leverages Ahluwalia’s prior relationships in fintech and digital assets. It also draws on its network of co-investors that includes Arthur Levitt, Ryan Selkis, Gokul Rajaram and Raj Date.

### Does Lumida Wealth participate in fund commitments or only direct deals?

The firm executes both fund commitments and direct co-investments. Its private credit and venture strategies include allocations to external managers alongside proprietary direct positions.

### What investment stages does Lumida Wealth typically target?

The firm focuses on growth-stage venture and opportunistic real-estate and credit situations. It does not publish a formal early-stage or seed mandate.

## Related profiles

- [Sattva Ventures](https://altss.com/profile/sattva-ventures)
- [PeachCap](https://altss.com/profile/peachcap)

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/lumida-wealth

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