# M Financial Asset Management

M Financial Asset Management is a Bank / Wealth / Trust based in Portland, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Portland, United States
- **Region:** North America
- **Address:** Portland, OR, United States
- **Founded:** 2006
- **Assets under management:** Undisclosed
- **Website:** mfinwealth.com
- **LinkedIn:** https://www.linkedin.com/company/m-financial-asset-management-inc.

## About

M Financial Asset Management was established in 2006 as the advisory and investment-management arm of M Financial Group, a membership organization of more than 150 independent financial-services firms. The unit was built to give those Member Firms access to institutional-caliber products and manager selection—particularly strategies embedded in variable life insurance and variable annuity wrappers, which form the core distribution architecture of the broader group. The firm allocates across mutual funds, exchange-traded funds, institutional separate accounts, direct indexing sleeves, and alternative investments, including private credit, hedge funds, and real estate. Its four proprietary M Funds are exclusively distributed through more than 50 variable life and annuity products issued by Partner Carriers; sub-advisers for those funds are selected and overseen by M Financial Investment Advisers, Inc., whose board is composed of Member Firm Principals with client capital invested in the same vehicles. The firm also operates a broker-dealer, M Securities, that supplies independent financial professionals with annuities, advisory platforms, and operations support. M Financial does not publish asset-under-management figures or total deployment numbers. Team size, additional office locations, and named portfolio-company investments are not publicly disclosed. In a multi-year transformation completed within the last 24 months, the firm consolidated its investment-advisory, broker-dealer, and fund-services offerings under the unified M Financial Wealth Solutions umbrella—a move that wraps its separate accounts, alternative investments, and insurance-dedicated fund lineup into a single ecosystem for Member Firms. What sets M Financial apart structurally is the closed-loop alignment between product manufacturing, manager oversight, and distribution. Because the board that monitors the sub-advisers is made up of the very Member Firm Principals whose clients own the funds, the governance mechanism creates a mutualized accountability that is unusual in the broker-dealer and insurance-wrapped wealth channel.

## Sectors

- Private Credit
- Hedge Funds
- Real Estate

## Questions

### How does M Financial Asset Management source investment products for its clients?

The firm acts as a centralized investment office for M Financial Group's Member Firms. It selects sub-advisers for a proprietary family of mutual funds—the M Funds—that are only available inside variable life and annuity products issued by Partner Carriers. For broader mandates, it builds model portfolios and customized solutions using institutional separate accounts, direct indexing, ETFs, and alternative investments sourced from outside managers.

### Who oversees the external managers that M Financial hires?

Sub-advisers for the M Funds are selected and monitored by M Financial Investment Advisers, Inc. Unusually, the Board of Directors of that entity is comprised of Member Firm Principals who have client portfolios invested in the M Funds, creating a governance structure in which the overseers have their own clients’ capital at stake alongside the funds’ other shareholders.

### Does M Financial participate in direct private-company deals, or is access limited to pooled vehicles?

The firm does not disclose a direct-investment program in private companies. Its alternative-investment access is delivered through funds, and its proprietary M Funds are available exclusively through more than 50 select variable life and annuity products, meaning end-client participation is routed through insurance wrappers rather than direct LP commitments.

### Is M Financial’s wealth management platform available to individual investors outside its Member Firm network?

No. The entire Wealth Solutions ecosystem—including the M Funds, institutional separate accounts, and alternative-investment access—is distributed exclusively through the roughly 150 independent Member Firms that constitute M Financial Group. Individuals gain access only by working with a financial professional who is affiliated with one of those Member Firms.

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Last updated: 2026-06-03T20:00:00.000Z

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