MACC IV Group

MACC IV Group

MACC IV Group was founded in 2004 and has maintained its base in Chandler, Arizona. The firm operates as a registered investment adviser (RIA) under SEC jurisdiction, disclosed in its Form ADV filings (per public record). Its practice concentrates on employer-sponsored retirement plans, bundling investment advisory services with plan administration, participant education, and fiduciary support. The firm's client base includes individuals, business owners, and trusts, though its core commercial engine is the 401(k) plan book. The wealth-origin story at MACC IV Group is institutional rather than dynastic: the firm was built as a services business from inception, not as the internal office for a single family's capital. The strategy centers on retirement-account management, with portfolio construction tailored to plan sponsors and individual participants. MACC IV Group's regulatory filings describe an advisory approach that covers retirement planning, investment selection, estate planning, and tax planning — a broad-but-shallow service set common to plan-focused RIAs (per SEC records, 2024). The firm does not appear to run pooled vehicles or proprietary fund structures. Deployment is entirely client-directed: assets sit in participant and plan-level accounts, managed on a discretionary or non-discretionary basis depending on the engagement. Asset-class exposure spans US equities, fixed income, and cash equivalents, delivered through mutual funds and ETFs typical of 401(k) lineups. Scale remains modest. The most recent publicly available ADV filing lists approximately $150 million in regulatory assets under management with fewer than five investment-advisory employees (per SEC, 2024). The firm operates from a single Chandler office and does not maintain additional locations. No record of MACC IV Group participating in institutional co-investments, GP stakes, club deals, or private-market vehicles is publicly available. The firm also does not appear to maintain separate philanthropic, real-asset, or operating-company arms. In March 2023, MACC IV Group filed its annual updating amendment with the SEC, reporting zero disciplinary events and a clean compliance record over the prior 10-year period (per IAPD public disclosure, 2023). The structural differentiator — small and unglamorous — is the simplicity of its regulatory wrapper. As an SEC-registered RIA, MACC IV Group is subject to fiduciary duty under the Advisers Act when dealing with qualified retirement-plan sponsors, a legal obligation that brokers and insurance agents handling 401(k) rollovers do not share. This posture matters in a post-DOL fiduciary-rule era, even for a firm of this size. The succession and governance architecture is opaque; no named principal or ownership structure is disclosed in current public filings, making it difficult to distinguish owner-operator commitment from lifestyle-practice economics.