# Mainstreet Financial Planning

Mainstreet Financial Planning is a RIA based in Los Gatos, United States.

## Overview

- **Organization type:** RIA
- **Headquarters:** Los Gatos, United States
- **Region:** North America
- **Address:** San Jose, CA, United States
- **Assets under management:** Undisclosed
- **Website:** mainstreetplanning.com
- **LinkedIn:** https://www.linkedin.com/company/mainstreet-financial-planning-inc

## Regulatory record

- **CRD number:** 123189
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/123189

## About

MainStreet Financial Planning is a fee-only, project or hourly practice. They help busy families make smart financial decisions and offer comprehensive financial planning plus income tax planning and preparation under one roof. They do not sell financial products or provide investment management.

## Sectors

- Financial Services

## People

- Lindsay Wilson
- Patricia Stallworth — CFP®

## Questions

### How does the firm charge for its services?

Mainstreet Financial Planning operates on a fee-only basis, meaning compensation comes from client-paid advisory fees rather than commissions or product sales. According to its website, this structure eliminates the conflict of interest inherent in commission-based models. Specific fee schedules are not publicly disclosed.

### What is the firm's approach to investment management?

The firm emphasizes financial planning as the driver of investment decisions. Portfolios are built using low-cost passive vehicles and customized to each client's retirement income needs, tax situation, and risk tolerance. The investment strategy supports the written financial plan rather than operating as a standalone performance engine.

### Does the firm handle concentrated equity positions?

While the firm does not publish detailed service descriptions, its Silicon Valley location and professional-client focus suggest experience with concentrated stock positions, equity compensation, and related tax-planning challenges. Clients should confirm specific capabilities directly.

### Who owns Mainstreet Financial Planning?

Ownership and principal information is not publicly disclosed. The firm operates as an independent registered investment advisor, meaning it is not owned by a bank, insurance company, or broker-dealer network — a structure that supports its fiduciary, fee-only positioning.

## Related profiles

- [Sigma Financial](https://altss.com/profile/sigma-financial-inc)
- [ARDOR INVESTMENT MANAGEMENT CONSULTING](https://altss.com/profile/ardor-investment-management-consulting)

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Last updated: 2026-08-11T15:07:19.634Z

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