# Malakoff Humanis

Malakoff Humanis is an Insurance based in Paris, France.

## Overview

- **Organization type:** Insurance
- **Headquarters:** Paris, France
- **Region:** Europe
- **Address:** 21 rue Laffitte, 75009 Paris, France
- **Founded:** 2019
- **Assets under management:** Undisclosed
- **Website:** malakoffhumanis.com
- **LinkedIn:** https://www.linkedin.com/company/malakoff-humanis
- **Wikidata:** Q63412973

## Regulatory record

- **Reports private funds:** No

## About

Malakoff Humanis operates within the insurance and financial services industry, specializing in social protection. The company offers health insurance, retirement savings, and life insurance to individuals and enterprises. It serves consumers and self-employed professionals, founded in 2020 in Villennes-sur-Seine, France.

## Sectors

- Real Estate
- Healthcare Services
- Private Credit
- Infrastructure

## People

- Thomas Saunier — Directeur Général
- Pascal Andrieux — Director of Social Engagements and Managing Director of the Foundation

## Questions

### Who runs investment decisions at Malakoff Humanis?

Thomas Saunier, as Directeur Général, holds executive responsibility over the group's investment strategy. The group operates under a paritarian governance framework, meaning employer and union representatives jointly oversee strategic allocation decisions. Day-to-day investment management is delegated to internal teams and external managers across real estate, private debt, and liquid fixed-income mandates.

### Does Malakoff Humanis invest directly in real estate or only through funds?

Malakoff Humanis holds direct real estate assets, including the OPPCI Vivaldi portfolio anchored at 91 Boulevard Pasteur in Paris, and participates in pan-European commercial property vehicles alongside partners such as Clariane. It also holds real estate positions linked to the UNOFI savings platform in collaboration with notaries.

### How is the firm governed?

Malakoff Humanis operates under France's paritarian system: its board is composed of representatives from employer organizations and labor unions who jointly oversee strategic decisions, including investment policy and social-engagement budgets. This governance structure distinguishes it from publicly traded insurers and pure asset managers.

### Where does the capital come from?

The bulk of assets represent technical reserves from compulsory Agirc-Arrco supplementary pension contributions and complementary health-insurance premiums paid by French employers and employees. As a mutual insurer, the group builds reserves to meet long-term contractual liabilities rather than generate shareholder profit.

### What is the relationship between Malakoff Humanis and its foundations?

The group operates two separate grant-making foundations: Fondation Malakoff Humanis Handicap, focused on disability inclusion, and Fondation Médéric Alzheimer, which funds scientific research on Alzheimer's disease. Pascal Andrieux serves as Director of Social Engagements and Managing Director of the Foundation, maintaining operational separation between insurance activities and philanthropic programs.

## Related profiles

- [Mak-More Wealth Management](https://altss.com/profile/mak-more-wealth-management)
- [Malakoff Humanis Investissements Privés](https://altss.com/profile/malakoff-humanis-investissements-priv-s)

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Last updated: 2026-06-03T20:00:00.000Z

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