# Master's Wealth Management

Master's Wealth Management is a Bank / Wealth / Trust based in Lancaster, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Lancaster, United States
- **Region:** North America
- **Address:** 1415 E. Oregon Rd, Leola, PA 17540, United States
- **Founded:** 1994
- **Assets under management:** Undisclosed
- **Website:** mastersadvisors.com
- **LinkedIn:** https://www.linkedin.com/company/masterswealthmanagement

## Regulatory record

- **CRD number:** 328693
- **SEC file number:** 801-129711
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-04-30T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/328693

## About

Master's Wealth Management traces its team-based advisory model to 2000, serving South Central Pennsylvania from its Leola office. The firm is structured as a fee-only fiduciary, paying every team member a salary so compensation never hinges on the advice given to a client. Its website describes a deliberate rhythm: an annual Alignment Model exercise each first quarter, followed by deep investment analysis in Q2, risk-management stress testing in Q3, and year-end tax projection and generosity planning in Q4. The firm builds portfolios across asset classes that include domestic equities, fixed income, and tax-aware allocation strategies, though it does not publicly list specific fund families or individual holdings. Clients fall into three categories — those ready for retirement, business owners, and high-earning professionals — and the firm states it uses scenario modeling during the first-quarter meeting to create a game plan for the year. Investment decisions are made collaboratively by the team rather than by a single portfolio manager, a structure intended to give every client access to the full group's scrutiny. Master's Wealth Management has not publicly disclosed staff headcount, assets under management, or total deployment. Its Leola address on East Oregon Road is the only office it publishes. The firm runs a blog, The Master's Minute, and produces webinars on topics such as charitable giving and retirement strategy, but it does not advertise adjacent vehicles, co-investment clubs, or philanthropic foundations. The most distinctive structural feature is the pooled-client model: all clients are clients of the firm, not of an individual advisor. That architecture, combined with a salaried-compensation rule, creates a governance layer designed to reduce conflicts of interest that arise in commission-based or siloed-advisor shops. The quarterly planning rhythm further distinguishes the practice by hardwiring a recurring review cycle that treats wealth management as an ongoing process rather than a one-time event.

## Questions

### How is Master's Wealth Management compensated?

Master's is a fee-only fiduciary. All team members are paid a salary, so no individual is compensated directly for the financial advice they give. The firm states this structure is designed to keep its recommendations aligned with client interests rather than commission incentives.

### Who runs investment decisions at the firm?

The firm does not name a single CIO or portfolio manager. It advertises a true team approach, where financial plans are built together and investment decisions are made collaboratively. No named principals or investment committee leads appear in public materials.

### What is the firm's investment planning rhythm?

Master's follows what it calls a Total Wealth Management process built on a quarterly cycle. Q1 starts with an Alignment Model meeting to connect values and goals to the plan. Q2 covers deep investment analysis and asset allocation. Q3 stress-tests the financial picture for risks. Q4 focuses on tax projections, year-end opportunities, and a giving review.

## Related profiles

- [Masters Legacy Planning](https://altss.com/profile/masters-legacy-planning)
- [Master Ventures](https://altss.com/profile/master-ventures)

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Last updated: 2026-07-08T22:13:31.004Z

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