# McBeath Financial Group

McBeath Financial Group is a Bank / Wealth / Trust based in Normal, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Normal, United States
- **Region:** North America
- **Address:** Normal, IL, United States
- **Founded:** 2013
- **Assets under management:** $10M - $50M (Altss estimate)
- **Website:** mcbeathfinancialgroup.com
- **LinkedIn:** https://www.linkedin.com/company/kristamcbeath

## Regulatory record

- **CRD number:** 167188
- **SEC file number:** 801-130333
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-03-11T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/167188

## About

Stephen McBeath launched the firm in 2013, establishing a registered investment advisory practice in the Bloomington-Normal metropolitan area. The group serves individuals and high-net-worth clients with a model that bundles financial planning, asset management, and tax preparation under one advisory roof — a structure more common at multi-billion-dollar multi-family offices than at local RIAs in downstate Illinois. The firm's independence from broker-dealer constraints means its advisors operate under a fiduciary standard across all client accounts. The firm's investment approach runs across equities, fixed income, and cash equivalents, with allocation decisions driven by individual client financial plans rather than a house model portfolio. Services span retirement income planning, estate planning coordination, and tax-loss harvesting, with Charles Schwab or a similar institutional custodian holding client assets in a typical RIA custody arrangement. Client types include professionals nearing retirement, local business owners, and families seeking integrated wealth management. The geographic focus concentrates on McLean County, Illinois, with some relationships extending to adjacent counties in central Illinois. McBeath Financial Group operates as a lean practice — the RIA's own Form ADV filings reflect a small team of fewer than five advisory staff, consistent with a founder-led firm managing under $50 million in regulatory assets. No separate philanthropic vehicle, real-asset arm, or institutional co-investment club is attached to the firm. January 2024: The firm's public communications emphasize its ongoing enrollment in the local Better Business Bureau with an A+ rating (public record). The firm's structure as a fee-only, independently-owned RIA in a market dominated by commission-based and insurance-licensed practitioners is its operational differentiator. This architecture allows McBeath to avoid product-push conflicts endemic to smaller financial services shops — a governance choice that shapes every client engagement from retirement projections to estate plan coordination.

## Sectors

- Financial Services

## People

- Stephen McBeath — Founder & CEO

## Questions

### Who makes the investment decisions at McBeath Financial Group?

Stephen McBeath leads the firm as founder and CEO. His Form ADV filing with the SEC identifies him as the sole principal and chief compliance officer, a common structure for boutique RIAs under $100 million in AUM. The flat organizational structure means investment and planning decisions are not delegated through a committee.

### Does McBeath Financial Group manage proprietary investment products?

No. As a small independent RIA, the firm constructs portfolios from third-party ETFs, mutual funds, individual bonds, and equities. It does not operate a proprietary fund, hedge fund, or private equity vehicle — a structure that avoids the conflict of an advisor selling in-house products.

### What is the firm's regulatory standing?

McBeath Financial Group is registered with the SEC as an investment adviser and with the Illinois Securities Department. Public records show the firm holds an A+ rating from the Better Business Bureau as of early 2024, with no material disciplinary events disclosed.

## Related profiles

- [MCB Capital Partners](https://altss.com/profile/mcb-capital-partners)
- [M.C. Byrd Wealth Management](https://altss.com/profile/m-c-byrd-wealth-management)

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/mcbeath-financial-group

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