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Merchant Capital
Merchant Capital is a asset manager based in Johannesburg, founded 2012; the Altss profile covers its classification, headquarters, registration, AUM band, and...
Merchant Capital
We provide merchant cash advance and business cash advance for small - medium sized businesses. Find out which working capital works for you.
General information
Firm type
Generalist
Year founded
2012
Location
Region
North America
Country
United States
City
Johannesburg
Corporate office
United States
Sector focus
Frequently asked questions
What type of financing does Merchant Capital provide?
Merchant Capital provides merchant cash advances, which are short-term financings repaid through a percentage of future credit card receivables rather than fixed monthly payments. The firm markets these advances as alternatives to bank loans for working capital, equipment, renovations, inventory, expansion, and tax obligations.
What are the minimum qualifications for a business to apply?
According to its own published guidelines, Merchant Capital requires a business to have been operating for at least three months and to generate a minimum of $5,000 in monthly revenue. The firm states that bad credit is not a disqualifying factor.
How fast can Merchant Capital fund a deal?
The firm states it can provide funding in as little as three business days from application. It typically provides a same-day or one-business-day approval decision after an applicant submits the online form.
What lien positions does Merchant Capital fund?
Merchant Capital states it is willing to fund into first through sixth lien positions. This targets borrowers who may already have multiple existing merchant cash advance stacks or other senior secured obligations.
Who runs investment and credit decisions at Merchant Capital?
No named principals, investment committee members, or credit officers are publicly disclosed by Merchant Capital or its parent entity, Merchant Solutions Group. The firm operates with a fully anonymous management structure in all public-facing materials.
Where does Merchant Capital's funding capital come from?
The source of Merchant Capital's lending capital is not publicly disclosed. There is no known institutional limited partner base, securitization vehicle, credit facility, or permanent equity backer named in any public filing or on the firm's website.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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