# Meridian Investment Counsel

Meridian Investment Counsel is a Bank / Wealth / Trust based in Lafayette, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Lafayette, United States
- **Region:** North America
- **Address:** Lafayette, CA, United States
- **Founded:** 2004
- **Assets under management:** Undisclosed
- **Website:** meridianinvestmentcounsel.com
- **LinkedIn:** https://www.linkedin.com/company/meridian-investment-counsel

## Regulatory record

- **CRD number:** 131655
- **SEC file number:** 801-63191
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/131655

## About

Meridian Investment Counsel is an SEC-registered investment adviser in Lafayette, CA, registered since 2004. The firm manages approximately $723 million in assets. It has 8 employees and 4 investment advisers.

## Sectors

- Wealth Management
- Investment Advisory

## Questions

### Is Meridian Investment Counsel a fiduciary?

Yes. Meridian Investment Counsel is registered with the U.S. Securities and Exchange Commission as a registered investment adviser (RIA). Under the Investment Advisers Act of 1940, all RIAs owe a fiduciary duty to their clients, meaning they must put client interests ahead of their own, disclose conflicts of interest, and seek best execution on trades. This distinguishes the firm's posture from broker-dealers operating under the lower suitability standard.

### Does the firm use proprietary funds or invest client assets in third-party mutual funds?

No. Meridian Investment Counsel constructs portfolios by purchasing individual stocks and bonds directly for each client's separately managed account. The firm does not manufacture proprietary mutual funds, nor does it primarily allocate client capital to external fund managers. This approach gives the firm direct control over tax-loss harvesting, cost basis, and sector exposures at the account level.

### What is Meridian's investment philosophy for equity portfolios?

The firm invests in companies it identifies as high-quality businesses with durable competitive advantages and the ability to generate predictable free cash flow over a full market cycle. Turnover in client portfolios tends to be low. The objective is long-term capital appreciation funded by earnings growth and dividend income, rather than tactical trading around market events.

### Who are the firm's typical clients?

Meridian works with individuals, multi-generational families, and family trusts. Client portfolios often reflect an accumulated liquidity event, a retirement rollover, or intergenerational transfer of wealth. Because the firm maintains a limited client count by design, it tends to serve households whose asset base warrants the cost of full customization rather than a standardized model portfolio.

### How does Meridian bill for its services?

Meridian Investment Counsel charges an asset-based fee calculated as a percentage of the market value of each client's managed portfolio. This fee is disclosed in the firm's Form ADV Part 2A brochure and in each client's investment advisory agreement. The firm earns no commissions or transaction-based compensation, removing the incentive to generate trading activity for its own benefit.

## Related profiles

- [Meridian Investment Advisors](https://altss.com/profile/meridian-investment-advisors)
- [Meridian Wealth Advisors](https://altss.com/profile/meridian-wealth-advisors)

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Last updated: 2026-06-03T20:00:00.000Z

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