Meritas Wealth Management

No. Meritas is a fee-only Registered Investment Advisor and a fiduciary. It does not receive referral fees or commissions from outside companies and states explicitly that it is not a broker-dealer, commercial lending institution, or investment bank. The firm's only compensation comes from asset-management and financial-planning fees paid by clients.

Meritas charges an annual advisory fee based on a sliding schedule: 1.00% on the first $2,000,000, 0.75% on the next $3,000,000, 0.50% on the next $5,000,000, and 0.40% on amounts above $10,000,000. There is a $10,000 minimum annual fee per client, and initial financial planning services are billed separately at a fixed fee typically between $4,000 and $7,000. Fees are payable quarterly in advance.

By its own description, Meritas serves Bay Area executives who value a personal, informed-delegator approach. The firm characterizes its clients as people who enjoy outdoor activities, travel, food and wine, and community involvement, and who want peace of mind that their financial path has been thoroughly explored and optimized.

Meritas customizes tax-efficient portfolios using low-cost institutional share classes. The firm employs systematic rebalancing and coordinated diversification to manage risk and target optimized returns. The philosophy is public-market oriented; there is no disclosed participation in private equity, venture capital, direct co-investments, or alternatives.

Meritas does not present itself as either. It is structured as an SEC-registered RIA serving multiple individual and executive clients on a fee-only basis. There is no evidence of a dedicated multi-family office service line, pooled family capital vehicles, or a single-family origin story.