# Mine & Arao Wealth Creation and Management

Mine & Arao Wealth Creation and Management is a Bank / Wealth / Trust based in Campbell, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Campbell, United States
- **Region:** North America
- **Address:** 901 Campisi Way, Ste. 140, Campbell, CA 95008, United States
- **Founded:** 1999
- **Assets under management:** Undisclosed
- **Website:** minearao.com

## Regulatory record

- **CRD number:** 118319
- **SEC file number:** 801-113885
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-04-15T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/118319

## About

Mine & Arao Wealth Creation and Management was established in 1999 by Noel Mine and Peter Arao and is headquartered in Campbell, California. The firm operates as a registered investment adviser (RIA) serving individuals, pension plans, and businesses, with a service model spanning financial planning, tax planning, and discretionary portfolio management. The adviser's regulatory filings indicate a fee-only structure, which removes commission-based conflicts from the client relationship. The firm's investment approach is built around integrated wealth management — combining asset allocation and portfolio construction with in-house tax planning and financial advisory services. The adviser is structured to manage client assets on a discretionary basis, constructing portfolios tailored to individual retirement, estate, and liquidity needs. Client assets are custodied at independent third-party institutions, a standard separation-of-assets practice among registered investment advisers that protects client funds from firm-level balance-sheet risk. The firm has maintained its RIA registration from a single office in Campbell, California, serving a client base concentrated in the South Bay region. Regulatory records do not disclose aggregate regulatory assets under management, and the adviser has maintained a low public profile with minimal marketing presence. A Form ADV filing from March 2024 confirmed the firm's continuing operation as a SEC-registered investment adviser with no material disciplinary history on record. Mine & Arao operates as a classic small-practice RIA — a structure that embeds the client-facing principals directly in portfolio decisions and tax planning without an intermediary layer of relationship managers.

## Questions

### Who runs the firm, and what is their professional background?

No principals are publicly named on the firm's website or through available regulatory filings. The absence of named leadership makes it impossible to attribute investment decisions or client relationships to specific individuals.

### Does Mine & Arao disclose its assets under management?

No. The firm has not publicly reported its assets under management. Without a disclosed AUM figure or third-party verification, the size of the practice remains unknown.

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Last updated: 2026-08-14T12:30:00.000Z

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