Moneco Advisors

Moneco Advisors

The firm was founded in 1980, the same year the CERTIFIED FINANCIAL PLANNER® marks first appeared, and operates as a registered investment adviser tied to that fiduciary standard. The advisory team includes long-tenured practitioners such as Vern Hayden and Jay S. H. Cruice Jr., who serve alongside a bench of seventy-two listed professionals spread across Connecticut, Massachusetts, New York, and New Jersey. Moneco structures its work around discrete client constituencies rather than a single top-down strategy. The firm serves retirees and pre-retirees, entrepreneurs, women navigating wealth transitions, rising professionals, and individuals managing divorce-related financial matters. For small businesses, the firm designs and oversees retirement plans while advising on fiduciary responsibilities. Across these groups, the primary lever is a financial planning engagement — asset management, tax coordination, and estate structuring flow from that plan. In July 2024, the firm expanded its physical footprint to a seventh office, adding a location in New Canaan, Connecticut to join existing sites in Fairfield, Hamden, Glastonbury, Harrison (Westchester County), Woodcliff Lake, and Pittsfield. The practice publishes a weekly "Wealth of Knowledge" market note and runs an "Advisor Insights" series that addresses topics such as small business financial planning. The firm differentiates structurally by functioning as a multi-office ensemble practice rather than a central portfolio-management silo. No individual advisor operates as the named investment lead for the entire book; client relationships attach to planners in specific offices, and the firm’s fiduciary commitment — stated across its website and regulatory filings — means it avoids proprietary product distribution conflicts, accepting fees directly from clients.