# Money & Clarity

Money & Clarity is a Bank / Wealth / Trust based in Cincinnati, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Cincinnati, United States
- **Region:** North America
- **Address:** Cincinnati, OH, United States
- **Founded:** 2013
- **Assets under management:** Undisclosed
- **Website:** moneyandclarity.com
- **LinkedIn:** linkedin.com/company/claritywealthmanagement

## Regulatory record

- **CRD number:** 166461
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/166461

## About

Founded in 2013, Money & Clarity is a registered investment adviser organized around a holistic, goals-based planning philosophy. Dan Cuprill, a CFP and industry writer featured in The Wall Street Journal and USA Today, anchors the firm's explicit rejection of speculative strategies. The firm blends financial planning, investment management, and tax-aware coordination, though it stops short of acting as a law or accounting firm, routing those decisions back to clients' outside counsel per its regulatory disclosures. The wealth-origin sources of its underlying client base are not publicly disclosed. The firm's investment posture is built on a diagnostic intake process that assesses a client's existing strategy across all financial areas before any recommendation. Rather than chasing proprietary deal flow or alternative asset origination, the practice deploys a client-first, product-agnostic approach across standard liquid asset classes. The firm talks openly about designing portfolios for specific client situations, not benchmark-chasing or thematic trends. Geographic coverage is concentrated in the US, with the firm registered to serve clients across multiple states from its Ohio principal base and with its operations director working remotely from Florida. Any deployment metrics and exact portfolio holdings remain unavailable. Money & Clarity is a lean advisory practice, with named leadership spanning two generations of the Cuprill family and a Georgia-based wealth coach in Fred Taylor, who runs distinct Investor Education Seminars and Boot Camps for investors. Trena Powell, the operations director, has been with the firm for over a decade, forming the backbone of client service. The firm publishes proprietary books and resources — including a 401k tax protection guide and a retirement-rescue manual — functioning as a lightweight educational machine alongside its advisory business. No recent fund closes or platform launches were publicly disclosed in the last 24 months. The firm's structural distinction lies in its explicit prohibition of speculative tools — cryptocurrency, stock picking, market timing — which functions as a hard negative screen for client fit. This posture narrows its target audience to families seeking a behavioral coach rather than an alpha generator. The father-son partnership between Dan and Wes Cuprill embeds an implicit succession pathway within the small advisory entity, a governance frame that contrasts with the aggregator roll-ups reshaping the RIA landscape.

## People

- Dan Cuprill — CFP®
- Wes Cuprill — CFP®
- Fred Taylor — CFP®
- Trena Powell — Operations Director

## Questions

### Who runs investment decisions at Money & Clarity?

Dan Cuprill, CFP®, leads the firm's investment advisory decisions. His approach explicitly avoids speculative strategies like stock picking, market timing, and cryptocurrency. Wes Cuprill, also a CFP®, serves as an investment advisor representative, working to strengthen client relationships and service delivery. Fred Taylor contributes through his wealth coaching practice, though his role in portfolio-level investment decisions is not separately disclosed.

### What asset classes does Money & Clarity avoid, and why?

The firm publicly refuses to engage in individual stock picking, market timing, or cryptocurrency. Dan Cuprill describes this as a matter of fiduciary discipline — speculative strategies are inconsistent with the firm's holistic, long-term planning philosophy. The posture functions as a client filter, selecting for households that prioritize financial education and tax-aware planning over transactional trading.

### Does the firm offer tax or legal advice directly?

No. The firm's regulatory disclosures explicitly state that Money & Clarity does not provide tax or legal advice. Clients are directed to consult their own tax advisors or attorneys before implementing any strategies discussed. The firm integrates tax-aware planning into its financial advice but draws a hard boundary around legal and accounting professional services.

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Last updated: 2026-07-06T00:36:20.685Z

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